The future of financial services

Open banking connects banks, third-parties and technical providers – enabling them to simply and securely exchange data to their customers’ benefit. We provide the trusted framework for collaboration, so you can deliver better value and create innovative services.

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Find all the information your organisation needs to create personalised open banking-enabled services like never before.

Account Providers

Bring innovation into the heart of your business. Forge links to a busy community of fintechs and other innovators – collaborating to deliver new value-adds, tailored to customers’ needs via their transaction data.

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Fintechs (TPPs)

Build your proposition with access to the expertise and tools of the world’s most mature open banking ecosystem – plus a directory of participants ready to embrace your offering.

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Technical service providers

Help scale financial innovation with the power of the network behind you. From security standards to support services, open banking gives you trusted credentials.

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Information and guides to help you navigate the world of open banking regulation, from CMA order to PSD2 and beyond.

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Built on security


Compliance at the core


Expert support on-hand


Helps you grow, fast

How we help you thrive

At the Open Banking Implementation Entity (OBIE) we provide a broad range of innovative services that support the growth of our ecosystem participants through the development of open banking-enabled products and services.


Realise the ideas you want to bring to life. With expert support, world-leading standards and the power of the network behind you, anything is possible.



Test your services with dummy data, explore the inside track on development, and get to market faster. Connect and start building the future of financial services.



From dispute management to improving customer experience, we help you solve the challenges of growing a live service with active users.


May API performance


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See all latest figures

new: The THIRD IMPACT REport

In our third report, we examine the continued expansion and availability of open banking products and services in the UK.

We also publish unique research on how small businesses are utilising cloud accounting, and how open banking-enabled cloud accountancy services have delivered efficiencies in how these businesses manage their finances.

Read the report