API Performance StatsSelect a month:August 2026July 2026June 2026May 2026April 2026March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025March 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv August 2026 (CSV)Historic Data Download (PDF) Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payments initiated are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince August 2026 there have been 9 Providers and 19 brands providing data. Download chart AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart August key performance metrics99.53%Average API Availability324msAverage API Response Time99.56%Successful API Calls (%)99.98%Average API availability – weighted2971.3mSuccessful API Calls Actual0.44%Failed API Calls Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.52% Core hours (06:00-00:00) 99.65% Non core hours (00:00-06:00) 99.11% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.73% Account Requests – COF 100.00% Accounts 99.73% Balances 99.73% Beneficiaries 100.00% Payments – AIS 99.73% Payments – CoF 99.73% Payments – PIS 99.73% Payments – VRP 99.73% Products 99.73% Standing Orders – AIS 99.73% Standing Orders – PIS 99.73% Statements 99.73% Transactions 99.73% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.90% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.87% Account Requests – COF 99.87% Accounts 99.87% Balances 99.87% Beneficiaries 99.87% Direct Debits 99.87% Payments – AIS 99.87% Payments – CoF 99.87% Payments – PIS 99.87% Payments – VRP 99.87% Products 99.87% Standing Orders – AIS 99.87% Standing Orders – PIS 99.87% Statements 99.87% Transactions 99.87% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 94.62% Account Requests – COF 94.62% Accounts 95.43% Balances 100.00% Beneficiaries 95.43% Direct Debits 95.43% Payments – AIS 95.43% Payments – CoF 95.43% Payments – PIS 94.62% Payments – VRP 100.00% Products 95.43% Standing Orders – AIS 95.43% Standing Orders – PIS 94.62% Transactions 94.62% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.84% Balances 99.85% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.84% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.85% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.51% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.87% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.35% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.98% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.68% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.97% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.19% Payments – PIS 99.19% Payments – VRP 99.19% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.19% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 100.00% Accounts 99.95% Balances 99.95% Beneficiaries 99.95% Direct Debits 99.95% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.95% Standing Orders – AIS 99.95% Standing Orders – PIS 100.00% Statements 99.95% Transactions 99.95% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.98 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.83 % August 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.92% Account Requests – COF 100.00% Accounts 99.93% Balances 99.92% Beneficiaries 100.00% Payments – AIS 99.50% Payments – CoF 100.00% Payments – PIS 99.95% Payments – VRP 99.94% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.93% Statements 99.29% Transactions 99.93% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 99.99% Accounts 99.97% Balances 99.96% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.96% Payments – CoF 99.98% Payments – PIS 99.98% Payments – VRP 99.96% Products 99.93% Standing Orders – AIS 99.96% Standing Orders – PIS 99.95% Statements 99.99% Transactions 99.96% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 96.12% Account Requests – COF 89.09% Accounts 99.95% Balances 100.00% Beneficiaries 98.49% Direct Debits 98.62% Payments – AIS 98.61% Payments – CoF 98.60% Payments – PIS 94.32% Payments – VRP 100.00% Products 98.69% Standing Orders – AIS 98.22% Standing Orders – PIS 57.44% Transactions 95.07% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.82% Balances 99.84% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.87% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.83% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.95% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.73% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.88% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 99.79% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.97% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.98% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.86% Payments – VRP 99.86% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.68% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 99.93% Direct Debits 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.94% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API response times Average API response times by brand Response times by brand August 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 324 milliseconds August 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2026 Account Requests – AIS 177ms Accounts 135ms Balances 108ms Beneficiaries 2,199ms Direct Debits 511ms Payments – AIS 61ms Payments – CoF 152ms Payments – PIS 164ms Payments – VRP 883ms Products 483ms Standing Orders – AIS 140ms Standing Orders – PIS 147ms Transactions 121ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2026 Account Requests – AIS 106ms Accounts 63ms Balances 38ms Payments – AIS 14ms Payments – CoF 106ms Payments – PIS 69ms Payments – VRP 2,128ms Products 202ms Standing Orders – AIS 60ms Standing Orders – PIS 83ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): August 2026 Account Requests – AIS 180ms Account Requests – COF 417ms Accounts 289ms Balances 295ms Beneficiaries 865ms Payments – AIS 326ms Payments – CoF 450ms Payments – PIS 768ms Payments – VRP 811ms Products 386ms Standing Orders – AIS 608ms Standing Orders – PIS 435ms Statements 492ms Transactions 311ms Bank of Scotland Response times (milliseconds): August 2026 Account Requests – AIS 201ms Account Requests – COF 238ms Accounts 195ms Balances 143ms Beneficiaries 250ms Direct Debits 216ms Payments – AIS 209ms Payments – CoF 215ms Payments – PIS 366ms Payments – VRP 399ms Products 429ms Standing Orders – AIS 194ms Standing Orders – PIS 423ms Statements 366ms Transactions 233ms Barclays Response times (milliseconds): August 2026 Account Requests – AIS 120ms Account Requests – COF 185ms Accounts 176ms Balances 162ms Beneficiaries 210ms Direct Debits 175ms Payments – AIS 210ms Payments – CoF 251ms Payments – PIS 182ms Payments – VRP 261ms Products 335ms Standing Orders – AIS 190ms Standing Orders – PIS 155ms Statements 125ms Transactions 214ms Coutts Response times (milliseconds): August 2026 Account Requests – AIS 1,048ms Account Requests – COF 887ms Accounts 229ms Balances 202ms Beneficiaries 434ms Direct Debits 177ms Payments – AIS 522ms Payments – CoF 332ms Payments – PIS 718ms Payments – VRP 1,439ms Products 205ms Standing Orders – AIS 255ms Standing Orders – PIS 1,724ms Transactions 388ms Danske Bank Response times (milliseconds): August 2026 Account Requests – AIS 94ms Accounts 623ms Balances 244ms Beneficiaries 201ms Direct Debits 391ms Payments – AIS 245ms Payments – CoF 164ms Payments – PIS 167ms Payments – VRP 299ms Products 175ms Standing Orders – AIS 352ms Standing Orders – PIS 147ms Transactions 589ms First Direct Response times (milliseconds): August 2026 Account Requests – AIS 171ms Account Requests – COF 363ms Accounts 395ms Balances 365ms Beneficiaries 537ms Direct Debits 521ms Payments – AIS 747ms Payments – CoF 297ms Payments – PIS 329ms Payments – VRP 367ms Products 606ms Standing Orders – AIS 514ms Standing Orders – PIS 262ms Statements 91ms Transactions 505ms Halifax Response times (milliseconds): August 2026 Account Requests – AIS 209ms Account Requests – COF 229ms Accounts 196ms Balances 145ms Beneficiaries 230ms Direct Debits 216ms Payments – AIS 205ms Payments – CoF 215ms Payments – PIS 372ms Payments – VRP 399ms Products 427ms Standing Orders – AIS 195ms Standing Orders – PIS 524ms Statements 354ms Transactions 253ms HSBC Business Response times (milliseconds): August 2026 Account Requests – AIS 219ms Account Requests – COF 328ms Accounts 359ms Balances 336ms Beneficiaries 234ms Direct Debits 561ms Payments – AIS 240ms Payments – CoF 307ms Payments – PIS 521ms Payments – VRP 495ms Products 829ms Standing Orders – AIS 311ms Standing Orders – PIS 534ms Statements 568ms Transactions 443ms HSBC Personal Response times (milliseconds): August 2026 Account Requests – AIS 174ms Account Requests – COF 330ms Accounts 385ms Balances 364ms Beneficiaries 463ms Direct Debits 512ms Payments – AIS 771ms Payments – CoF 292ms Payments – PIS 320ms Payments – VRP 341ms Products 623ms Standing Orders – AIS 662ms Standing Orders – PIS 250ms Statements 105ms Transactions 517ms Lloyds Response times (milliseconds): August 2026 Account Requests – AIS 210ms Account Requests – COF 219ms Accounts 193ms Balances 144ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 212ms Payments – CoF 214ms Payments – PIS 378ms Payments – VRP 394ms Products 427ms Standing Orders – AIS 194ms Standing Orders – PIS 479ms Statements 340ms Transactions 242ms MBNA Response times (milliseconds): August 2026 Account Requests – AIS 213ms Accounts 130ms Balances 246ms Beneficiaries 227ms Direct Debits 166ms Payments – AIS 171ms Payments – PIS 222ms Products 152ms Standing Orders – AIS 155ms Statements 402ms Transactions 485ms Mettle Response times (milliseconds): August 2026 Account Requests – AIS 93ms Accounts 190ms Balances 175ms Beneficiaries 126ms Direct Debits 303ms Payments – AIS 118ms Payments – PIS 170ms Payments – VRP 191ms Products 142ms Standing Orders – AIS 109ms Statements 1,639ms Transactions 221ms Nationwide Building Society Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 281ms Accounts 258ms Balances 234ms Beneficiaries 377ms Direct Debits 644ms Payments – AIS 159ms Payments – CoF 250ms Payments – PIS 492ms Payments – VRP 285ms Products 264ms Standing Orders – AIS 264ms Standing Orders – PIS 399ms Statements 429ms Transactions 271ms NWB Response times (milliseconds): August 2026 Account Requests – AIS 153ms Account Requests – COF 388ms Accounts 443ms Balances 443ms Beneficiaries 779ms Direct Debits 258ms Payments – AIS 318ms Payments – CoF 258ms Payments – PIS 349ms Payments – VRP 304ms Products 297ms Standing Orders – AIS 323ms Standing Orders – PIS 311ms Statements 186ms Transactions 377ms RBS Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 400ms Accounts 411ms Balances 413ms Beneficiaries 809ms Direct Debits 253ms Payments – AIS 304ms Payments – CoF 278ms Payments – PIS 378ms Payments – VRP 323ms Products 277ms Standing Orders – AIS 321ms Standing Orders – PIS 393ms Statements 236ms Transactions 378ms Santander UK plc Response times (milliseconds): August 2026 Account Requests – AIS 25ms Account Requests – COF 133ms Accounts 129ms Balances 74ms Beneficiaries 191ms Direct Debits 144ms Payments – CoF 114ms Payments – PIS 251ms Payments – VRP 143ms Products 93ms Standing Orders – AIS 86ms Standing Orders – PIS 169ms Statements 16ms Transactions 159ms UBN Response times (milliseconds): August 2026 Account Requests – AIS 158ms Account Requests – COF 510ms Accounts 417ms Balances 360ms Beneficiaries 811ms Direct Debits 257ms Payments – AIS 264ms Payments – CoF 298ms Payments – PIS 416ms Payments – VRP 361ms Products 287ms Standing Orders – AIS 264ms Standing Orders – PIS 412ms Statements 182ms Transactions 337ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,971,328,791 % of overall total calls 99.56 % AIS Total calls 2,350,974,397 % of overall total calls 99.51 % PIS Total calls 168,688,473 % of overall total calls 99.63 % August 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 12,999,514 % of overall total calls 0.44% Business Total calls 11,150,292 % of overall total calls 0.37% Technical Total calls 1,849,222 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand August 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 3,582,012 % of overall total calls 0.120% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
API Performance StatsSelect a month:August 2026July 2026June 2026May 2026April 2026March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025March 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv August 2026 (CSV)Historic Data Download (PDF)
Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart
Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart
Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart
Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payments initiated are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart
Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since August 2026 there have been 9 Providers and 19 brands providing data. Download chart
Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince August 2026 there have been 9 Providers and 19 brands providing data. Download chart AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart
All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince August 2026 there have been 9 Providers and 19 brands providing data. Download chart
AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart
PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart
August key performance metrics99.53%Average API Availability324msAverage API Response Time99.56%Successful API Calls (%)99.98%Average API availability – weighted2971.3mSuccessful API Calls Actual0.44%Failed API Calls
Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.52% Core hours (06:00-00:00) 99.65% Non core hours (00:00-06:00) 99.11% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.73% Account Requests – COF 100.00% Accounts 99.73% Balances 99.73% Beneficiaries 100.00% Payments – AIS 99.73% Payments – CoF 99.73% Payments – PIS 99.73% Payments – VRP 99.73% Products 99.73% Standing Orders – AIS 99.73% Standing Orders – PIS 99.73% Statements 99.73% Transactions 99.73% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.90% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.87% Account Requests – COF 99.87% Accounts 99.87% Balances 99.87% Beneficiaries 99.87% Direct Debits 99.87% Payments – AIS 99.87% Payments – CoF 99.87% Payments – PIS 99.87% Payments – VRP 99.87% Products 99.87% Standing Orders – AIS 99.87% Standing Orders – PIS 99.87% Statements 99.87% Transactions 99.87% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 94.62% Account Requests – COF 94.62% Accounts 95.43% Balances 100.00% Beneficiaries 95.43% Direct Debits 95.43% Payments – AIS 95.43% Payments – CoF 95.43% Payments – PIS 94.62% Payments – VRP 100.00% Products 95.43% Standing Orders – AIS 95.43% Standing Orders – PIS 94.62% Transactions 94.62% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.84% Balances 99.85% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.84% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.85% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.51% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.87% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.35% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.98% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.68% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.97% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.19% Payments – PIS 99.19% Payments – VRP 99.19% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.19% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 100.00% Accounts 99.95% Balances 99.95% Beneficiaries 99.95% Direct Debits 99.95% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.95% Standing Orders – AIS 99.95% Standing Orders – PIS 100.00% Statements 99.95% Transactions 99.95% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.98 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.83 % August 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.92% Account Requests – COF 100.00% Accounts 99.93% Balances 99.92% Beneficiaries 100.00% Payments – AIS 99.50% Payments – CoF 100.00% Payments – PIS 99.95% Payments – VRP 99.94% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.93% Statements 99.29% Transactions 99.93% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 99.99% Accounts 99.97% Balances 99.96% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.96% Payments – CoF 99.98% Payments – PIS 99.98% Payments – VRP 99.96% Products 99.93% Standing Orders – AIS 99.96% Standing Orders – PIS 99.95% Statements 99.99% Transactions 99.96% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 96.12% Account Requests – COF 89.09% Accounts 99.95% Balances 100.00% Beneficiaries 98.49% Direct Debits 98.62% Payments – AIS 98.61% Payments – CoF 98.60% Payments – PIS 94.32% Payments – VRP 100.00% Products 98.69% Standing Orders – AIS 98.22% Standing Orders – PIS 57.44% Transactions 95.07% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.82% Balances 99.84% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.87% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.83% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.95% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.73% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.88% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 99.79% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.97% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.98% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.86% Payments – VRP 99.86% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.68% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 99.93% Direct Debits 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.94% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API response times Average API response times by brand Response times by brand August 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 324 milliseconds August 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2026 Account Requests – AIS 177ms Accounts 135ms Balances 108ms Beneficiaries 2,199ms Direct Debits 511ms Payments – AIS 61ms Payments – CoF 152ms Payments – PIS 164ms Payments – VRP 883ms Products 483ms Standing Orders – AIS 140ms Standing Orders – PIS 147ms Transactions 121ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2026 Account Requests – AIS 106ms Accounts 63ms Balances 38ms Payments – AIS 14ms Payments – CoF 106ms Payments – PIS 69ms Payments – VRP 2,128ms Products 202ms Standing Orders – AIS 60ms Standing Orders – PIS 83ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): August 2026 Account Requests – AIS 180ms Account Requests – COF 417ms Accounts 289ms Balances 295ms Beneficiaries 865ms Payments – AIS 326ms Payments – CoF 450ms Payments – PIS 768ms Payments – VRP 811ms Products 386ms Standing Orders – AIS 608ms Standing Orders – PIS 435ms Statements 492ms Transactions 311ms Bank of Scotland Response times (milliseconds): August 2026 Account Requests – AIS 201ms Account Requests – COF 238ms Accounts 195ms Balances 143ms Beneficiaries 250ms Direct Debits 216ms Payments – AIS 209ms Payments – CoF 215ms Payments – PIS 366ms Payments – VRP 399ms Products 429ms Standing Orders – AIS 194ms Standing Orders – PIS 423ms Statements 366ms Transactions 233ms Barclays Response times (milliseconds): August 2026 Account Requests – AIS 120ms Account Requests – COF 185ms Accounts 176ms Balances 162ms Beneficiaries 210ms Direct Debits 175ms Payments – AIS 210ms Payments – CoF 251ms Payments – PIS 182ms Payments – VRP 261ms Products 335ms Standing Orders – AIS 190ms Standing Orders – PIS 155ms Statements 125ms Transactions 214ms Coutts Response times (milliseconds): August 2026 Account Requests – AIS 1,048ms Account Requests – COF 887ms Accounts 229ms Balances 202ms Beneficiaries 434ms Direct Debits 177ms Payments – AIS 522ms Payments – CoF 332ms Payments – PIS 718ms Payments – VRP 1,439ms Products 205ms Standing Orders – AIS 255ms Standing Orders – PIS 1,724ms Transactions 388ms Danske Bank Response times (milliseconds): August 2026 Account Requests – AIS 94ms Accounts 623ms Balances 244ms Beneficiaries 201ms Direct Debits 391ms Payments – AIS 245ms Payments – CoF 164ms Payments – PIS 167ms Payments – VRP 299ms Products 175ms Standing Orders – AIS 352ms Standing Orders – PIS 147ms Transactions 589ms First Direct Response times (milliseconds): August 2026 Account Requests – AIS 171ms Account Requests – COF 363ms Accounts 395ms Balances 365ms Beneficiaries 537ms Direct Debits 521ms Payments – AIS 747ms Payments – CoF 297ms Payments – PIS 329ms Payments – VRP 367ms Products 606ms Standing Orders – AIS 514ms Standing Orders – PIS 262ms Statements 91ms Transactions 505ms Halifax Response times (milliseconds): August 2026 Account Requests – AIS 209ms Account Requests – COF 229ms Accounts 196ms Balances 145ms Beneficiaries 230ms Direct Debits 216ms Payments – AIS 205ms Payments – CoF 215ms Payments – PIS 372ms Payments – VRP 399ms Products 427ms Standing Orders – AIS 195ms Standing Orders – PIS 524ms Statements 354ms Transactions 253ms HSBC Business Response times (milliseconds): August 2026 Account Requests – AIS 219ms Account Requests – COF 328ms Accounts 359ms Balances 336ms Beneficiaries 234ms Direct Debits 561ms Payments – AIS 240ms Payments – CoF 307ms Payments – PIS 521ms Payments – VRP 495ms Products 829ms Standing Orders – AIS 311ms Standing Orders – PIS 534ms Statements 568ms Transactions 443ms HSBC Personal Response times (milliseconds): August 2026 Account Requests – AIS 174ms Account Requests – COF 330ms Accounts 385ms Balances 364ms Beneficiaries 463ms Direct Debits 512ms Payments – AIS 771ms Payments – CoF 292ms Payments – PIS 320ms Payments – VRP 341ms Products 623ms Standing Orders – AIS 662ms Standing Orders – PIS 250ms Statements 105ms Transactions 517ms Lloyds Response times (milliseconds): August 2026 Account Requests – AIS 210ms Account Requests – COF 219ms Accounts 193ms Balances 144ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 212ms Payments – CoF 214ms Payments – PIS 378ms Payments – VRP 394ms Products 427ms Standing Orders – AIS 194ms Standing Orders – PIS 479ms Statements 340ms Transactions 242ms MBNA Response times (milliseconds): August 2026 Account Requests – AIS 213ms Accounts 130ms Balances 246ms Beneficiaries 227ms Direct Debits 166ms Payments – AIS 171ms Payments – PIS 222ms Products 152ms Standing Orders – AIS 155ms Statements 402ms Transactions 485ms Mettle Response times (milliseconds): August 2026 Account Requests – AIS 93ms Accounts 190ms Balances 175ms Beneficiaries 126ms Direct Debits 303ms Payments – AIS 118ms Payments – PIS 170ms Payments – VRP 191ms Products 142ms Standing Orders – AIS 109ms Statements 1,639ms Transactions 221ms Nationwide Building Society Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 281ms Accounts 258ms Balances 234ms Beneficiaries 377ms Direct Debits 644ms Payments – AIS 159ms Payments – CoF 250ms Payments – PIS 492ms Payments – VRP 285ms Products 264ms Standing Orders – AIS 264ms Standing Orders – PIS 399ms Statements 429ms Transactions 271ms NWB Response times (milliseconds): August 2026 Account Requests – AIS 153ms Account Requests – COF 388ms Accounts 443ms Balances 443ms Beneficiaries 779ms Direct Debits 258ms Payments – AIS 318ms Payments – CoF 258ms Payments – PIS 349ms Payments – VRP 304ms Products 297ms Standing Orders – AIS 323ms Standing Orders – PIS 311ms Statements 186ms Transactions 377ms RBS Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 400ms Accounts 411ms Balances 413ms Beneficiaries 809ms Direct Debits 253ms Payments – AIS 304ms Payments – CoF 278ms Payments – PIS 378ms Payments – VRP 323ms Products 277ms Standing Orders – AIS 321ms Standing Orders – PIS 393ms Statements 236ms Transactions 378ms Santander UK plc Response times (milliseconds): August 2026 Account Requests – AIS 25ms Account Requests – COF 133ms Accounts 129ms Balances 74ms Beneficiaries 191ms Direct Debits 144ms Payments – CoF 114ms Payments – PIS 251ms Payments – VRP 143ms Products 93ms Standing Orders – AIS 86ms Standing Orders – PIS 169ms Statements 16ms Transactions 159ms UBN Response times (milliseconds): August 2026 Account Requests – AIS 158ms Account Requests – COF 510ms Accounts 417ms Balances 360ms Beneficiaries 811ms Direct Debits 257ms Payments – AIS 264ms Payments – CoF 298ms Payments – PIS 416ms Payments – VRP 361ms Products 287ms Standing Orders – AIS 264ms Standing Orders – PIS 412ms Statements 182ms Transactions 337ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,971,328,791 % of overall total calls 99.56 % AIS Total calls 2,350,974,397 % of overall total calls 99.51 % PIS Total calls 168,688,473 % of overall total calls 99.63 % August 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 12,999,514 % of overall total calls 0.44% Business Total calls 11,150,292 % of overall total calls 0.37% Technical Total calls 1,849,222 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand August 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 3,582,012 % of overall total calls 0.120% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.52% Core hours (06:00-00:00) 99.65% Non core hours (00:00-06:00) 99.11% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.73% Account Requests – COF 100.00% Accounts 99.73% Balances 99.73% Beneficiaries 100.00% Payments – AIS 99.73% Payments – CoF 99.73% Payments – PIS 99.73% Payments – VRP 99.73% Products 99.73% Standing Orders – AIS 99.73% Standing Orders – PIS 99.73% Statements 99.73% Transactions 99.73% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.90% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.87% Account Requests – COF 99.87% Accounts 99.87% Balances 99.87% Beneficiaries 99.87% Direct Debits 99.87% Payments – AIS 99.87% Payments – CoF 99.87% Payments – PIS 99.87% Payments – VRP 99.87% Products 99.87% Standing Orders – AIS 99.87% Standing Orders – PIS 99.87% Statements 99.87% Transactions 99.87% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 94.62% Account Requests – COF 94.62% Accounts 95.43% Balances 100.00% Beneficiaries 95.43% Direct Debits 95.43% Payments – AIS 95.43% Payments – CoF 95.43% Payments – PIS 94.62% Payments – VRP 100.00% Products 95.43% Standing Orders – AIS 95.43% Standing Orders – PIS 94.62% Transactions 94.62% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.84% Balances 99.85% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.84% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.85% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.51% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.87% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.35% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.98% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.68% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.97% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.19% Payments – PIS 99.19% Payments – VRP 99.19% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.19% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 100.00% Accounts 99.95% Balances 99.95% Beneficiaries 99.95% Direct Debits 99.95% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.95% Standing Orders – AIS 99.95% Standing Orders – PIS 100.00% Statements 99.95% Transactions 99.95% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
August 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.52% Core hours (06:00-00:00) 99.65% Non core hours (00:00-06:00) 99.11% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.73% Account Requests – COF 100.00% Accounts 99.73% Balances 99.73% Beneficiaries 100.00% Payments – AIS 99.73% Payments – CoF 99.73% Payments – PIS 99.73% Payments – VRP 99.73% Products 99.73% Standing Orders – AIS 99.73% Standing Orders – PIS 99.73% Statements 99.73% Transactions 99.73% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.90% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.87% Account Requests – COF 99.87% Accounts 99.87% Balances 99.87% Beneficiaries 99.87% Direct Debits 99.87% Payments – AIS 99.87% Payments – CoF 99.87% Payments – PIS 99.87% Payments – VRP 99.87% Products 99.87% Standing Orders – AIS 99.87% Standing Orders – PIS 99.87% Statements 99.87% Transactions 99.87% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 94.62% Account Requests – COF 94.62% Accounts 95.43% Balances 100.00% Beneficiaries 95.43% Direct Debits 95.43% Payments – AIS 95.43% Payments – CoF 95.43% Payments – PIS 94.62% Payments – VRP 100.00% Products 95.43% Standing Orders – AIS 95.43% Standing Orders – PIS 94.62% Transactions 94.62% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.84% Balances 99.85% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.84% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.85% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.51% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.85% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.87% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.35% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.98% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.68% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.97% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.19% Payments – PIS 99.19% Payments – VRP 99.19% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.19% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 100.00% Accounts 99.95% Balances 99.95% Beneficiaries 99.95% Direct Debits 99.95% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.95% Standing Orders – AIS 99.95% Standing Orders – PIS 100.00% Statements 99.95% Transactions 99.95% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.98 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.83 % August 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.92% Account Requests – COF 100.00% Accounts 99.93% Balances 99.92% Beneficiaries 100.00% Payments – AIS 99.50% Payments – CoF 100.00% Payments – PIS 99.95% Payments – VRP 99.94% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.93% Statements 99.29% Transactions 99.93% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 99.99% Accounts 99.97% Balances 99.96% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.96% Payments – CoF 99.98% Payments – PIS 99.98% Payments – VRP 99.96% Products 99.93% Standing Orders – AIS 99.96% Standing Orders – PIS 99.95% Statements 99.99% Transactions 99.96% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 96.12% Account Requests – COF 89.09% Accounts 99.95% Balances 100.00% Beneficiaries 98.49% Direct Debits 98.62% Payments – AIS 98.61% Payments – CoF 98.60% Payments – PIS 94.32% Payments – VRP 100.00% Products 98.69% Standing Orders – AIS 98.22% Standing Orders – PIS 57.44% Transactions 95.07% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.82% Balances 99.84% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.87% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.83% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.95% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.73% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.88% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 99.79% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.97% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.98% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.86% Payments – VRP 99.86% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.68% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 99.93% Direct Debits 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.94% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
August 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.98 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.83 %
August 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: August 2026 Account Requests – AIS 99.92% Account Requests – COF 100.00% Accounts 99.93% Balances 99.92% Beneficiaries 100.00% Payments – AIS 99.50% Payments – CoF 100.00% Payments – PIS 99.95% Payments – VRP 99.94% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.93% Statements 99.29% Transactions 99.93% Bank of Scotland Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% Barclays Availability by Endpoint Category: August 2026 Account Requests – AIS 99.95% Account Requests – COF 99.99% Accounts 99.97% Balances 99.96% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.96% Payments – CoF 99.98% Payments – PIS 99.98% Payments – VRP 99.96% Products 99.93% Standing Orders – AIS 99.96% Standing Orders – PIS 99.95% Statements 99.99% Transactions 99.96% Coutts Availability by Endpoint Category: August 2026 Account Requests – AIS 96.12% Account Requests – COF 89.09% Accounts 99.95% Balances 100.00% Beneficiaries 98.49% Direct Debits 98.62% Payments – AIS 98.61% Payments – CoF 98.60% Payments – PIS 94.32% Payments – VRP 100.00% Products 98.69% Standing Orders – AIS 98.22% Standing Orders – PIS 57.44% Transactions 95.07% Danske Bank Availability by Endpoint Category: August 2026 Account Requests – AIS 99.85% Account Requests – COF 100.00% Accounts 99.82% Balances 99.84% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.99% Payments – PIS 99.87% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.83% First Direct Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.95% HSBC Business Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.73% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.88% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% MBNA Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 99.79% Mettle Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 99.97% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 99.98% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% NWB Availability by Endpoint Category: August 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.86% Payments – VRP 99.86% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.68% Statements 100.00% Transactions 100.00% Santander UK plc Availability by Endpoint Category: August 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 99.93% Direct Debits 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.94% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.99% UBN Availability by Endpoint Category: August 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
Average API response times Average API response times by brand Response times by brand August 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 324 milliseconds August 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2026 Account Requests – AIS 177ms Accounts 135ms Balances 108ms Beneficiaries 2,199ms Direct Debits 511ms Payments – AIS 61ms Payments – CoF 152ms Payments – PIS 164ms Payments – VRP 883ms Products 483ms Standing Orders – AIS 140ms Standing Orders – PIS 147ms Transactions 121ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2026 Account Requests – AIS 106ms Accounts 63ms Balances 38ms Payments – AIS 14ms Payments – CoF 106ms Payments – PIS 69ms Payments – VRP 2,128ms Products 202ms Standing Orders – AIS 60ms Standing Orders – PIS 83ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): August 2026 Account Requests – AIS 180ms Account Requests – COF 417ms Accounts 289ms Balances 295ms Beneficiaries 865ms Payments – AIS 326ms Payments – CoF 450ms Payments – PIS 768ms Payments – VRP 811ms Products 386ms Standing Orders – AIS 608ms Standing Orders – PIS 435ms Statements 492ms Transactions 311ms Bank of Scotland Response times (milliseconds): August 2026 Account Requests – AIS 201ms Account Requests – COF 238ms Accounts 195ms Balances 143ms Beneficiaries 250ms Direct Debits 216ms Payments – AIS 209ms Payments – CoF 215ms Payments – PIS 366ms Payments – VRP 399ms Products 429ms Standing Orders – AIS 194ms Standing Orders – PIS 423ms Statements 366ms Transactions 233ms Barclays Response times (milliseconds): August 2026 Account Requests – AIS 120ms Account Requests – COF 185ms Accounts 176ms Balances 162ms Beneficiaries 210ms Direct Debits 175ms Payments – AIS 210ms Payments – CoF 251ms Payments – PIS 182ms Payments – VRP 261ms Products 335ms Standing Orders – AIS 190ms Standing Orders – PIS 155ms Statements 125ms Transactions 214ms Coutts Response times (milliseconds): August 2026 Account Requests – AIS 1,048ms Account Requests – COF 887ms Accounts 229ms Balances 202ms Beneficiaries 434ms Direct Debits 177ms Payments – AIS 522ms Payments – CoF 332ms Payments – PIS 718ms Payments – VRP 1,439ms Products 205ms Standing Orders – AIS 255ms Standing Orders – PIS 1,724ms Transactions 388ms Danske Bank Response times (milliseconds): August 2026 Account Requests – AIS 94ms Accounts 623ms Balances 244ms Beneficiaries 201ms Direct Debits 391ms Payments – AIS 245ms Payments – CoF 164ms Payments – PIS 167ms Payments – VRP 299ms Products 175ms Standing Orders – AIS 352ms Standing Orders – PIS 147ms Transactions 589ms First Direct Response times (milliseconds): August 2026 Account Requests – AIS 171ms Account Requests – COF 363ms Accounts 395ms Balances 365ms Beneficiaries 537ms Direct Debits 521ms Payments – AIS 747ms Payments – CoF 297ms Payments – PIS 329ms Payments – VRP 367ms Products 606ms Standing Orders – AIS 514ms Standing Orders – PIS 262ms Statements 91ms Transactions 505ms Halifax Response times (milliseconds): August 2026 Account Requests – AIS 209ms Account Requests – COF 229ms Accounts 196ms Balances 145ms Beneficiaries 230ms Direct Debits 216ms Payments – AIS 205ms Payments – CoF 215ms Payments – PIS 372ms Payments – VRP 399ms Products 427ms Standing Orders – AIS 195ms Standing Orders – PIS 524ms Statements 354ms Transactions 253ms HSBC Business Response times (milliseconds): August 2026 Account Requests – AIS 219ms Account Requests – COF 328ms Accounts 359ms Balances 336ms Beneficiaries 234ms Direct Debits 561ms Payments – AIS 240ms Payments – CoF 307ms Payments – PIS 521ms Payments – VRP 495ms Products 829ms Standing Orders – AIS 311ms Standing Orders – PIS 534ms Statements 568ms Transactions 443ms HSBC Personal Response times (milliseconds): August 2026 Account Requests – AIS 174ms Account Requests – COF 330ms Accounts 385ms Balances 364ms Beneficiaries 463ms Direct Debits 512ms Payments – AIS 771ms Payments – CoF 292ms Payments – PIS 320ms Payments – VRP 341ms Products 623ms Standing Orders – AIS 662ms Standing Orders – PIS 250ms Statements 105ms Transactions 517ms Lloyds Response times (milliseconds): August 2026 Account Requests – AIS 210ms Account Requests – COF 219ms Accounts 193ms Balances 144ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 212ms Payments – CoF 214ms Payments – PIS 378ms Payments – VRP 394ms Products 427ms Standing Orders – AIS 194ms Standing Orders – PIS 479ms Statements 340ms Transactions 242ms MBNA Response times (milliseconds): August 2026 Account Requests – AIS 213ms Accounts 130ms Balances 246ms Beneficiaries 227ms Direct Debits 166ms Payments – AIS 171ms Payments – PIS 222ms Products 152ms Standing Orders – AIS 155ms Statements 402ms Transactions 485ms Mettle Response times (milliseconds): August 2026 Account Requests – AIS 93ms Accounts 190ms Balances 175ms Beneficiaries 126ms Direct Debits 303ms Payments – AIS 118ms Payments – PIS 170ms Payments – VRP 191ms Products 142ms Standing Orders – AIS 109ms Statements 1,639ms Transactions 221ms Nationwide Building Society Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 281ms Accounts 258ms Balances 234ms Beneficiaries 377ms Direct Debits 644ms Payments – AIS 159ms Payments – CoF 250ms Payments – PIS 492ms Payments – VRP 285ms Products 264ms Standing Orders – AIS 264ms Standing Orders – PIS 399ms Statements 429ms Transactions 271ms NWB Response times (milliseconds): August 2026 Account Requests – AIS 153ms Account Requests – COF 388ms Accounts 443ms Balances 443ms Beneficiaries 779ms Direct Debits 258ms Payments – AIS 318ms Payments – CoF 258ms Payments – PIS 349ms Payments – VRP 304ms Products 297ms Standing Orders – AIS 323ms Standing Orders – PIS 311ms Statements 186ms Transactions 377ms RBS Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 400ms Accounts 411ms Balances 413ms Beneficiaries 809ms Direct Debits 253ms Payments – AIS 304ms Payments – CoF 278ms Payments – PIS 378ms Payments – VRP 323ms Products 277ms Standing Orders – AIS 321ms Standing Orders – PIS 393ms Statements 236ms Transactions 378ms Santander UK plc Response times (milliseconds): August 2026 Account Requests – AIS 25ms Account Requests – COF 133ms Accounts 129ms Balances 74ms Beneficiaries 191ms Direct Debits 144ms Payments – CoF 114ms Payments – PIS 251ms Payments – VRP 143ms Products 93ms Standing Orders – AIS 86ms Standing Orders – PIS 169ms Statements 16ms Transactions 159ms UBN Response times (milliseconds): August 2026 Account Requests – AIS 158ms Account Requests – COF 510ms Accounts 417ms Balances 360ms Beneficiaries 811ms Direct Debits 257ms Payments – AIS 264ms Payments – CoF 298ms Payments – PIS 416ms Payments – VRP 361ms Products 287ms Standing Orders – AIS 264ms Standing Orders – PIS 412ms Statements 182ms Transactions 337ms
August 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 324 milliseconds
August 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2026 Account Requests – AIS 177ms Accounts 135ms Balances 108ms Beneficiaries 2,199ms Direct Debits 511ms Payments – AIS 61ms Payments – CoF 152ms Payments – PIS 164ms Payments – VRP 883ms Products 483ms Standing Orders – AIS 140ms Standing Orders – PIS 147ms Transactions 121ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2026 Account Requests – AIS 106ms Accounts 63ms Balances 38ms Payments – AIS 14ms Payments – CoF 106ms Payments – PIS 69ms Payments – VRP 2,128ms Products 202ms Standing Orders – AIS 60ms Standing Orders – PIS 83ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): August 2026 Account Requests – AIS 180ms Account Requests – COF 417ms Accounts 289ms Balances 295ms Beneficiaries 865ms Payments – AIS 326ms Payments – CoF 450ms Payments – PIS 768ms Payments – VRP 811ms Products 386ms Standing Orders – AIS 608ms Standing Orders – PIS 435ms Statements 492ms Transactions 311ms Bank of Scotland Response times (milliseconds): August 2026 Account Requests – AIS 201ms Account Requests – COF 238ms Accounts 195ms Balances 143ms Beneficiaries 250ms Direct Debits 216ms Payments – AIS 209ms Payments – CoF 215ms Payments – PIS 366ms Payments – VRP 399ms Products 429ms Standing Orders – AIS 194ms Standing Orders – PIS 423ms Statements 366ms Transactions 233ms Barclays Response times (milliseconds): August 2026 Account Requests – AIS 120ms Account Requests – COF 185ms Accounts 176ms Balances 162ms Beneficiaries 210ms Direct Debits 175ms Payments – AIS 210ms Payments – CoF 251ms Payments – PIS 182ms Payments – VRP 261ms Products 335ms Standing Orders – AIS 190ms Standing Orders – PIS 155ms Statements 125ms Transactions 214ms Coutts Response times (milliseconds): August 2026 Account Requests – AIS 1,048ms Account Requests – COF 887ms Accounts 229ms Balances 202ms Beneficiaries 434ms Direct Debits 177ms Payments – AIS 522ms Payments – CoF 332ms Payments – PIS 718ms Payments – VRP 1,439ms Products 205ms Standing Orders – AIS 255ms Standing Orders – PIS 1,724ms Transactions 388ms Danske Bank Response times (milliseconds): August 2026 Account Requests – AIS 94ms Accounts 623ms Balances 244ms Beneficiaries 201ms Direct Debits 391ms Payments – AIS 245ms Payments – CoF 164ms Payments – PIS 167ms Payments – VRP 299ms Products 175ms Standing Orders – AIS 352ms Standing Orders – PIS 147ms Transactions 589ms First Direct Response times (milliseconds): August 2026 Account Requests – AIS 171ms Account Requests – COF 363ms Accounts 395ms Balances 365ms Beneficiaries 537ms Direct Debits 521ms Payments – AIS 747ms Payments – CoF 297ms Payments – PIS 329ms Payments – VRP 367ms Products 606ms Standing Orders – AIS 514ms Standing Orders – PIS 262ms Statements 91ms Transactions 505ms Halifax Response times (milliseconds): August 2026 Account Requests – AIS 209ms Account Requests – COF 229ms Accounts 196ms Balances 145ms Beneficiaries 230ms Direct Debits 216ms Payments – AIS 205ms Payments – CoF 215ms Payments – PIS 372ms Payments – VRP 399ms Products 427ms Standing Orders – AIS 195ms Standing Orders – PIS 524ms Statements 354ms Transactions 253ms HSBC Business Response times (milliseconds): August 2026 Account Requests – AIS 219ms Account Requests – COF 328ms Accounts 359ms Balances 336ms Beneficiaries 234ms Direct Debits 561ms Payments – AIS 240ms Payments – CoF 307ms Payments – PIS 521ms Payments – VRP 495ms Products 829ms Standing Orders – AIS 311ms Standing Orders – PIS 534ms Statements 568ms Transactions 443ms HSBC Personal Response times (milliseconds): August 2026 Account Requests – AIS 174ms Account Requests – COF 330ms Accounts 385ms Balances 364ms Beneficiaries 463ms Direct Debits 512ms Payments – AIS 771ms Payments – CoF 292ms Payments – PIS 320ms Payments – VRP 341ms Products 623ms Standing Orders – AIS 662ms Standing Orders – PIS 250ms Statements 105ms Transactions 517ms Lloyds Response times (milliseconds): August 2026 Account Requests – AIS 210ms Account Requests – COF 219ms Accounts 193ms Balances 144ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 212ms Payments – CoF 214ms Payments – PIS 378ms Payments – VRP 394ms Products 427ms Standing Orders – AIS 194ms Standing Orders – PIS 479ms Statements 340ms Transactions 242ms MBNA Response times (milliseconds): August 2026 Account Requests – AIS 213ms Accounts 130ms Balances 246ms Beneficiaries 227ms Direct Debits 166ms Payments – AIS 171ms Payments – PIS 222ms Products 152ms Standing Orders – AIS 155ms Statements 402ms Transactions 485ms Mettle Response times (milliseconds): August 2026 Account Requests – AIS 93ms Accounts 190ms Balances 175ms Beneficiaries 126ms Direct Debits 303ms Payments – AIS 118ms Payments – PIS 170ms Payments – VRP 191ms Products 142ms Standing Orders – AIS 109ms Statements 1,639ms Transactions 221ms Nationwide Building Society Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 281ms Accounts 258ms Balances 234ms Beneficiaries 377ms Direct Debits 644ms Payments – AIS 159ms Payments – CoF 250ms Payments – PIS 492ms Payments – VRP 285ms Products 264ms Standing Orders – AIS 264ms Standing Orders – PIS 399ms Statements 429ms Transactions 271ms NWB Response times (milliseconds): August 2026 Account Requests – AIS 153ms Account Requests – COF 388ms Accounts 443ms Balances 443ms Beneficiaries 779ms Direct Debits 258ms Payments – AIS 318ms Payments – CoF 258ms Payments – PIS 349ms Payments – VRP 304ms Products 297ms Standing Orders – AIS 323ms Standing Orders – PIS 311ms Statements 186ms Transactions 377ms RBS Response times (milliseconds): August 2026 Account Requests – AIS 167ms Account Requests – COF 400ms Accounts 411ms Balances 413ms Beneficiaries 809ms Direct Debits 253ms Payments – AIS 304ms Payments – CoF 278ms Payments – PIS 378ms Payments – VRP 323ms Products 277ms Standing Orders – AIS 321ms Standing Orders – PIS 393ms Statements 236ms Transactions 378ms Santander UK plc Response times (milliseconds): August 2026 Account Requests – AIS 25ms Account Requests – COF 133ms Accounts 129ms Balances 74ms Beneficiaries 191ms Direct Debits 144ms Payments – CoF 114ms Payments – PIS 251ms Payments – VRP 143ms Products 93ms Standing Orders – AIS 86ms Standing Orders – PIS 169ms Statements 16ms Transactions 159ms UBN Response times (milliseconds): August 2026 Account Requests – AIS 158ms Account Requests – COF 510ms Accounts 417ms Balances 360ms Beneficiaries 811ms Direct Debits 257ms Payments – AIS 264ms Payments – CoF 298ms Payments – PIS 416ms Payments – VRP 361ms Products 287ms Standing Orders – AIS 264ms Standing Orders – PIS 412ms Statements 182ms Transactions 337ms
Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,971,328,791 % of overall total calls 99.56 % AIS Total calls 2,350,974,397 % of overall total calls 99.51 % PIS Total calls 168,688,473 % of overall total calls 99.63 % August 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,971,328,791 % of overall total calls 99.56 % AIS Total calls 2,350,974,397 % of overall total calls 99.51 % PIS Total calls 168,688,473 % of overall total calls 99.63 %
August 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 12,999,514 % of overall total calls 0.44% Business Total calls 11,150,292 % of overall total calls 0.37% Technical Total calls 1,849,222 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 12,999,514 % of overall total calls 0.44% Business Total calls 11,150,292 % of overall total calls 0.37% Technical Total calls 1,849,222 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
Rejected API calls Rejected API calls by brand August 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 3,582,012 % of overall total calls 0.120% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
August 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 3,582,012 % of overall total calls 0.120% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
August 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.