Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more Open banking unlocks fair, fast and affordable borrowing Millions of people are denied access to mainstream credit due to outdated or incomplete lending data – even when they can afford to repay. But open banking is changing that, by using near real-time financial data to cut the cost of borrowing, help customers consolidate debt and identify unclaimed benefits. Find out how in our case study Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more August API performance99.52%Average API Availability342msAverage API Response Time99.33%Successful API Calls (%)99.92%Average API availability – weighted2062.9mSuccessful API Calls Actual0.67%Failed API CallsSee all latest figures BENEFITS Explore the many practical ways that open banking can help you take control of your finances. Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more LATEST NEWS AND INSIGHTS Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more Case studies How open banking data is delivering fair, fast and affordable lending 04 September 2025 Read more Article 2 Billion API calls and 15 Million users* – a landmark month for open banking in the UK 02 September 2025 Read more Data highlights Open banking surges to 15 million UK users* as July marks record adoption 01 September 2025 Read more Report Next steps for commercial variable recurring payments 24 July 2025 Read more
Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more Open banking unlocks fair, fast and affordable borrowing Millions of people are denied access to mainstream credit due to outdated or incomplete lending data – even when they can afford to repay. But open banking is changing that, by using near real-time financial data to cut the cost of borrowing, help customers consolidate debt and identify unclaimed benefits. Find out how in our case study Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide
Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more
Open banking unlocks fair, fast and affordable borrowing Millions of people are denied access to mainstream credit due to outdated or incomplete lending data – even when they can afford to repay. But open banking is changing that, by using near real-time financial data to cut the cost of borrowing, help customers consolidate debt and identify unclaimed benefits. Find out how in our case study
Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report
Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary
open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how
JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more
ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more
Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more
Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more
RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
August API performance99.52%Average API Availability342msAverage API Response Time99.33%Successful API Calls (%)99.92%Average API availability – weighted2062.9mSuccessful API Calls Actual0.67%Failed API CallsSee all latest figures
BENEFITS Explore the many practical ways that open banking can help you take control of your finances.
Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more
BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more
LATEST NEWS AND INSIGHTS Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more Case studies How open banking data is delivering fair, fast and affordable lending 04 September 2025 Read more Article 2 Billion API calls and 15 Million users* – a landmark month for open banking in the UK 02 September 2025 Read more Data highlights Open banking surges to 15 million UK users* as July marks record adoption 01 September 2025 Read more Report Next steps for commercial variable recurring payments 24 July 2025 Read more
Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more
Case studies How open banking data is delivering fair, fast and affordable lending 04 September 2025 Read more
Article 2 Billion API calls and 15 Million users* – a landmark month for open banking in the UK 02 September 2025 Read more
Data highlights Open banking surges to 15 million UK users* as July marks record adoption 01 September 2025 Read more