Open Innovation Exchange at Open Banking Expo 2025: A Two-Day Recap This year’s Open Banking Expo 2025 saw the launch of our Open Innovation Exchange – a bold new space for live, unscripted conversations at the heart of the event. FIND OUT MORE AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more SEPTEMBER ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide our ecosystemThe open banking ecosystem is a collaborative community comprising of banks and financial institutions, fintechs, and technical service providers. We share a common aim – to deliver open banking-powered products and services to the UK. Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more LATEST NEWS AND INSIGHTS Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more Events From Mandate to Momentum – Cocreating the Next Chapter of Open Banking 29 October 2025 Read more Events OBL at Open Banking Expo – London 2025 08 October 2025 Read more Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more Article AI and open finance: shaping the future of financial innovation 23 September 2025 Read more SEPTEMBER API PERFORMANCE99.53%Average API Availability325msAverage API Response Time99.43%Successful API Calls (%)99.96%Average API availability – weighted1988.4mSuccessful API Calls Actual0.57%Failed API CallsSee all latest figures BENEFITS Explore the many practical ways that open banking can help you take control of your finances. Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more
Open Innovation Exchange at Open Banking Expo 2025: A Two-Day Recap This year’s Open Banking Expo 2025 saw the launch of our Open Innovation Exchange – a bold new space for live, unscripted conversations at the heart of the event. FIND OUT MORE AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more SEPTEMBER ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide
Open Innovation Exchange at Open Banking Expo 2025: A Two-Day Recap This year’s Open Banking Expo 2025 saw the launch of our Open Innovation Exchange – a bold new space for live, unscripted conversations at the heart of the event. FIND OUT MORE
AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper
Open banking reaches 15 million UK users and 2 billion API Calls Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read our more
SEPTEMBER ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more
our ecosystemThe open banking ecosystem is a collaborative community comprising of banks and financial institutions, fintechs, and technical service providers. We share a common aim – to deliver open banking-powered products and services to the UK. Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more
Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more
Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more
Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more
RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more
LATEST NEWS AND INSIGHTS Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more Events From Mandate to Momentum – Cocreating the Next Chapter of Open Banking 29 October 2025 Read more Events OBL at Open Banking Expo – London 2025 08 October 2025 Read more Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more Article AI and open finance: shaping the future of financial innovation 23 September 2025 Read more
Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more
Events From Mandate to Momentum – Cocreating the Next Chapter of Open Banking 29 October 2025 Read more
Article Behind the Numbers: Open banking APIs and the Infrastructure of Financial Innovation 24 September 2025 Read more
SEPTEMBER API PERFORMANCE99.53%Average API Availability325msAverage API Response Time99.43%Successful API Calls (%)99.96%Average API availability – weighted1988.4mSuccessful API Calls Actual0.57%Failed API CallsSee all latest figures
BENEFITS Explore the many practical ways that open banking can help you take control of your finances.
Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more
BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more