Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how Open banking surges to 15 million UK users as July marks record adoption Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read more here OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more July API performance99.62%Average API Availability342msAverage API Response Time99.46%Successful API Calls (%)99.73%Average API availability – weighted2040.3mSuccessful API Calls Actual0.54%Failed API CallsSee all latest figures BENEFITS Explore the many practical ways that open banking can help you take control of your finances. Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more LATEST NEWS AND INSIGHTS Data highlights Open banking surges to 15 million UK users as July marks record adoption 01 September 2025 Read more Report Next steps for commercial variable recurring payments 24 July 2025 Read more Thought Leadership Event summary: Accelerating open banking and smart data 17 July 2025 Read more Case studies Open banking data supports debt consolidation and cost-effective lending 14 July 2025 Read more Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more
Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how Open banking surges to 15 million UK users as July marks record adoption Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read more here OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide
Next steps for commercial variable recurring payments We recently concluded two public consultations on the proposed Multilateral Agreement and the supporting commercial model that mark a significant step forward in delivering commercial variable recurring payments (cVRPs) in the UK. Our report summarises the feedback we received, outlines the key themes and concerns shared, and sets out the all-important next steps in shaping the future of cVRPs. Read the Report
Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary
open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how
Open banking surges to 15 million UK users as July marks record adoption Open Banking Limited (OBL) publishes new adoption data showing record growth in July, as the UK cements its position as a global leader in digital finance. Read more here
OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report
JULY ECOSYSTEM HIGHLIGHTS 327 Regulated Providers89 Account Providers238 Third Party Providers156 Regulated entities with at least one proposition live with customers Read more
ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more
Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more
Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more
RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
July API performance99.62%Average API Availability342msAverage API Response Time99.46%Successful API Calls (%)99.73%Average API availability – weighted2040.3mSuccessful API Calls Actual0.54%Failed API CallsSee all latest figures
BENEFITS Explore the many practical ways that open banking can help you take control of your finances.
Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more
BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more
LATEST NEWS AND INSIGHTS Data highlights Open banking surges to 15 million UK users as July marks record adoption 01 September 2025 Read more Report Next steps for commercial variable recurring payments 24 July 2025 Read more Thought Leadership Event summary: Accelerating open banking and smart data 17 July 2025 Read more Case studies Open banking data supports debt consolidation and cost-effective lending 14 July 2025 Read more Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more
Data highlights Open banking surges to 15 million UK users as July marks record adoption 01 September 2025 Read more
Case studies Open banking data supports debt consolidation and cost-effective lending 14 July 2025 Read more
Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more