The OBIE Directory is the core infrastructure of our ecosystem – enabling participants to request and grant access to customers’ financial data in a secure, permissioned way via open banking APIs.  

Banks and financial institutions in Jersey, Guernsey, and the Isle of Man can also offer their customers access to open banking services through our Crown Dependencies Directory.

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Get listed in the OBIE directory

This is where you can enrol and maintain the entity that you represent and, if you have the appropriate roles, manage the digital certificates you need to transact securely in the open banking ecosystem.

Enrol now


Access the OBIE Directory and Directory sandbox.

You will need to authenticate yourself at the next step via the PingID app, so please have this ready before you log in.


Secure entry point into the open banking ecosystem

Confirm counterparties have the right permissions


Reliable support and expertise from the OBIE 


Sandbox Directory available for testing

Mitigate against regulatory and reputational risk


Your most common questions, answered.

What is the OBIE Directory?

The OBIE Directory is the key architectural component that enables third party providers (TPPs) to enrol onto the OBIE Directory and initiate interactions through APIs with account servicing payment service providers (ASPSPs). At its core the Directory is an identity and access management service providing identity information supporting natural persons, organisations and software identity classes.

The OBIE Directory will provide the necessary functional capabilities required for third party providers (TPPs) that successfully enrolled with the OBIE to identify and onboard with ASPSPs so that they can use the APIs provided by the ASPSPs. ASPSPs can utilise technical information contained within the Directory to validate organisation and software identity (active/inactive), QTSP validity and member state NCA register status (including passport information).

What are the main functions of the OBIE Directory?

The functional capabilities can be broken up broadly into three capability groups:

Manage identities and access: The ability to issue and manage identity records for organisations and natural persons that interact with the OBIE Directory
Manage certificates: The ability to issue, manage and revoke digital certificates
• Manage directory information: The ability to update and find information maintained in the Directory, either through APIs and / or a UI delivered as a web application

What are some of the use cases for the OBIE Directory?

High level use case illustrations can be found in our developer zone: High Level Use Cases

How long does the enrolment process take to complete?

Once we receive your enrolment form, we undertake some checks / validation and enrolment can take a few weeks to complete. Part of these checks include making sure your company has the right permissions under PSD2 i.e ASPSP, AISP and/or PISP and are authorised to passport into the UK. 


For support with enrolling, technical queries or any other aspect of our open banking solutions, just email our service desk.

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