API Performance StatsSelect a month:August 2025July 2025June 2025May 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022May 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv (CSV)Historic Data Download (PDF) Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Open Banking Users All Users AIS users PIS users All Users This chart shows the total and number of new users consuming Open Banking services each month Notes on the data:All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS users This chart shows the total and number of AIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart PIS Users This chart shows the total and number of PIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart August key performance metrics 99.52% Average API availability – unweighted 342ms Average API response time 99.33% Successful API calls (%) 99.92% Average API availability – weighted 2062.9m Successful API calls (actual) 0.67% Failed API calls Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2025 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.53% Core hours (06:00-00:00) 99.61% Non core hours (00:00-06:00) 99.30% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 96.19% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.19% payments-VRP 96.19% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.19% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.46% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.46% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.9% payments-VRP 99.59% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.33% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.98% payments-VRP 99.98% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.53% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.89% payments-VRP 99.47% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.98% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2025 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.73% Core hours (06:00-00:00) 99.75% Non core hours (00:00-06:00) 99.70% August 2025 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.39% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.45% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 97.93% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.2% payments-VRP 96.28% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.2% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.5% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.5% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.93% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.94% payments-VRP 99.89% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.34% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.99% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.54% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.89% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.92% payments-VRP 99.81% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98% Average API response times Average API response times by brand Response times by brand August 2025 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 342 milliseconds August 2025 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2025 Account Requests – AIS 148ms Accounts 100ms Balances 68ms Beneficiaries 1,501ms Direct Debits 1,010ms Payments – AIS 35ms Payments – CoF 136ms Payments – PIS 96ms payments-VRP 104ms Products 398ms Standing Orders – AIS 237ms Standing Orders – PIS 93ms Statements 38ms Transactions 80ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2025 Account Requests – AIS 118ms Accounts 60ms Balances 38ms Payments – CoF 237ms Payments – PIS 78ms payments-VRP 69ms Products 338ms Standing Orders – AIS 212ms Standing Orders – PIS 69ms Transactions 48ms Bank of Ireland UK Response times (milliseconds): August 2025 Account Requests – AIS 165ms Account Requests – CoF 710ms Accounts 1,047ms Balances 287ms Beneficiaries 707ms Payments – AIS 193ms Payments – CoF 468ms Payments – PIS 1,015ms payments-VRP 1,194ms Products 343ms Standing Orders – AIS 192ms Standing Orders – PIS 575ms Statements 3,464ms Transactions 310ms Bank of Scotland Response times (milliseconds): August 2025 Account Requests – AIS 269ms Account Requests – CoF 286ms Accounts 160ms Balances 168ms Beneficiaries 265ms Direct Debits 248ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 491ms payments-VRP 362ms Products 436ms Standing Orders – AIS 228ms Standing Orders – PIS 454ms Statements 393ms Transactions 236ms Barclays Response times (milliseconds): August 2025 Account Requests – AIS 127ms Account Requests – CoF 167ms Accounts 201ms Balances 202ms Beneficiaries 257ms Direct Debits 201ms Payments – AIS 245ms Payments – CoF 262ms Payments – PIS 192ms payments-VRP 249ms Products 346ms Standing Orders – AIS 205ms Standing Orders – PIS 176ms Statements 74ms Transactions 256ms Coutts Response times (milliseconds): August 2025 Account Requests – AIS 893ms Account Requests – CoF 2,071ms Accounts 251ms Balances 264ms Beneficiaries 2,083ms Direct Debits 1,545ms Payments – CoF 360ms Payments – PIS 880ms Products 251ms Standing Orders – AIS 228ms Standing Orders – PIS 552ms Transactions 292ms Danske Bank Response times (milliseconds): August 2025 Account Requests – AIS 50ms Account Requests – CoF 2,080ms Accounts 496ms Balances 214ms Beneficiaries 260ms Direct Debits 363ms Payments – AIS 289ms Payments – CoF 104ms Payments – PIS 114ms payments-VRP 161ms Products 157ms Standing Orders – AIS 311ms Standing Orders – PIS 98ms Transactions 537ms First Direct Response times (milliseconds): August 2025 Account Requests – AIS 150ms Account Requests – CoF 265ms Accounts 282ms Balances 281ms Beneficiaries 411ms Direct Debits 309ms Payments – AIS 523ms Payments – CoF 310ms Payments – PIS 297ms payments-VRP 361ms Products 541ms Standing Orders – AIS 527ms Standing Orders – PIS 330ms Statements 658ms Transactions 446ms Halifax Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 282ms Accounts 159ms Balances 170ms Beneficiaries 253ms Direct Debits 247ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 525ms payments-VRP 362ms Products 428ms Standing Orders – AIS 228ms Standing Orders – PIS 499ms Statements 388ms Transactions 245ms HSBC Business Response times (milliseconds): August 2025 Account Requests – AIS 185ms Account Requests – CoF 301ms Accounts 362ms Balances 348ms Beneficiaries 321ms Direct Debits 662ms Payments – AIS 349ms Payments – CoF 518ms Payments – PIS 569ms payments-VRP 615ms Products 684ms Standing Orders – AIS 479ms Standing Orders – PIS 348ms Statements 585ms Transactions 423ms HSBC Kinetic Response times (milliseconds): August 2025 Account Requests – AIS 151ms Account Requests – CoF 288ms Accounts 394ms Balances 377ms Beneficiaries 737ms Direct Debits 1,551ms Payments – AIS 1,779ms Payments – CoF 600ms Payments – PIS 382ms payments-VRP 435ms Products 1,141ms Standing Orders – AIS 1,185ms Standing Orders – PIS 244ms Statements 1,234ms Transactions 562ms HSBC Personal Response times (milliseconds): August 2025 Account Requests – AIS 178ms Account Requests – CoF 223ms Accounts 278ms Balances 270ms Beneficiaries 404ms Direct Debits 300ms Payments – AIS 536ms Payments – CoF 296ms Payments – PIS 296ms payments-VRP 462ms Products 529ms Standing Orders – AIS 564ms Standing Orders – PIS 287ms Statements 244ms Transactions 433ms Lloyds Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 280ms Accounts 159ms Balances 167ms Beneficiaries 256ms Direct Debits 246ms Payments – AIS 229ms Payments – CoF 234ms Payments – PIS 535ms payments-VRP 360ms Products 431ms Standing Orders – AIS 228ms Standing Orders – PIS 458ms Statements 366ms Transactions 234ms MBNA Response times (milliseconds): August 2025 Account Requests – AIS 271ms Accounts 220ms Balances 261ms Beneficiaries 244ms Direct Debits 183ms Payments – AIS 183ms Products 183ms Standing Orders – AIS 185ms Statements 333ms Transactions 450ms Mettle Response times (milliseconds): August 2025 Account Requests – AIS 67ms Accounts 94ms Balances 85ms Beneficiaries 50ms Direct Debits 139ms Payments – AIS 62ms Payments – PIS 102ms payments-VRP 162ms Products 99ms Standing Orders – AIS 7ms Statements 512ms Transactions 84ms Nationwide Building Society Response times (milliseconds): August 2025 Account Requests – AIS 147ms Account Requests – CoF 239ms Accounts 198ms Balances 178ms Beneficiaries 928ms Direct Debits 566ms Payments – AIS 258ms Payments – CoF 239ms Payments – PIS 323ms payments-VRP 292ms Products 189ms Standing Orders – AIS 195ms Standing Orders – PIS 336ms Statements 346ms Transactions 224ms NWB Response times (milliseconds): August 2025 Account Requests – AIS 146ms Account Requests – CoF 336ms Accounts 370ms Balances 345ms Beneficiaries 648ms Direct Debits 232ms Payments – AIS 256ms Payments – CoF 197ms Payments – PIS 327ms payments-VRP 340ms Products 274ms Standing Orders – AIS 356ms Standing Orders – PIS 292ms Statements 182ms Transactions 451ms RBS Response times (milliseconds): August 2025 Account Requests – AIS 166ms Account Requests – CoF 389ms Accounts 397ms Balances 365ms Beneficiaries 770ms Direct Debits 252ms Payments – AIS 286ms Payments – CoF 242ms Payments – PIS 377ms payments-VRP 390ms Products 277ms Standing Orders – AIS 294ms Standing Orders – PIS 352ms Statements 203ms Transactions 429ms Santander UK plc Response times (milliseconds): August 2025 Account Requests – AIS 295ms Account Requests – CoF 372ms Accounts 410ms Balances 460ms Beneficiaries 649ms Direct Debits 520ms Payments – CoF 401ms Payments – PIS 434ms payments-VRP 278ms Products 399ms Standing Orders – AIS 507ms Standing Orders – PIS 726ms Statements 459ms Transactions 531ms UBN Response times (milliseconds): August 2025 Account Requests – AIS 170ms Account Requests – CoF 478ms Accounts 454ms Balances 369ms Beneficiaries 752ms Direct Debits 273ms Payments – AIS 275ms Payments – CoF 294ms Payments – PIS 387ms payments-VRP 452ms Products 294ms Standing Orders – AIS 270ms Standing Orders – PIS 368ms Statements 204ms Transactions 435ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2025 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,062,869,069 % of overall total calls 99.33% AIS Total calls 1,660,536,185 % of overall total calls 79.96% PIS Total calls 129,084,518 % of overall total calls 6.22% August 2025 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2025 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 13,855,307 % of overall total calls 0.67% Business Total calls 10,493,342 % of overall total calls 0.51% Technical Total calls 3,361,965 % of overall total calls 0.16% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand August 2025 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 2,675,936 % of overall total calls 0.129% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2025 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
API Performance StatsSelect a month:August 2025July 2025June 2025May 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022May 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv (CSV)Historic Data Download (PDF)
Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Open Banking Users All Users AIS users PIS users All Users This chart shows the total and number of new users consuming Open Banking services each month Notes on the data:All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS users This chart shows the total and number of AIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart PIS Users This chart shows the total and number of PIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart
All Users This chart shows the total and number of new users consuming Open Banking services each month Notes on the data:All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart
AIS users This chart shows the total and number of AIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart
PIS Users This chart shows the total and number of PIS users consuming Open Banking services each month Notes on the data: All users have consumed AIS and/or PIS services in the reporting period. Total users as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New users have consumed AIS and/or PIS services for the first time during the reporting period. Users consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All Users’ chart Download chart
August key performance metrics 99.52% Average API availability – unweighted 342ms Average API response time 99.33% Successful API calls (%) 99.92% Average API availability – weighted 2062.9m Successful API calls (actual) 0.67% Failed API calls Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2025 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.53% Core hours (06:00-00:00) 99.61% Non core hours (00:00-06:00) 99.30% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 96.19% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.19% payments-VRP 96.19% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.19% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.46% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.46% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.9% payments-VRP 99.59% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.33% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.98% payments-VRP 99.98% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.53% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.89% payments-VRP 99.47% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.98% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2025 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.73% Core hours (06:00-00:00) 99.75% Non core hours (00:00-06:00) 99.70% August 2025 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.39% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.45% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 97.93% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.2% payments-VRP 96.28% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.2% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.5% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.5% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.93% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.94% payments-VRP 99.89% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.34% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.99% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.54% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.89% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.92% payments-VRP 99.81% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98% Average API response times Average API response times by brand Response times by brand August 2025 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 342 milliseconds August 2025 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2025 Account Requests – AIS 148ms Accounts 100ms Balances 68ms Beneficiaries 1,501ms Direct Debits 1,010ms Payments – AIS 35ms Payments – CoF 136ms Payments – PIS 96ms payments-VRP 104ms Products 398ms Standing Orders – AIS 237ms Standing Orders – PIS 93ms Statements 38ms Transactions 80ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2025 Account Requests – AIS 118ms Accounts 60ms Balances 38ms Payments – CoF 237ms Payments – PIS 78ms payments-VRP 69ms Products 338ms Standing Orders – AIS 212ms Standing Orders – PIS 69ms Transactions 48ms Bank of Ireland UK Response times (milliseconds): August 2025 Account Requests – AIS 165ms Account Requests – CoF 710ms Accounts 1,047ms Balances 287ms Beneficiaries 707ms Payments – AIS 193ms Payments – CoF 468ms Payments – PIS 1,015ms payments-VRP 1,194ms Products 343ms Standing Orders – AIS 192ms Standing Orders – PIS 575ms Statements 3,464ms Transactions 310ms Bank of Scotland Response times (milliseconds): August 2025 Account Requests – AIS 269ms Account Requests – CoF 286ms Accounts 160ms Balances 168ms Beneficiaries 265ms Direct Debits 248ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 491ms payments-VRP 362ms Products 436ms Standing Orders – AIS 228ms Standing Orders – PIS 454ms Statements 393ms Transactions 236ms Barclays Response times (milliseconds): August 2025 Account Requests – AIS 127ms Account Requests – CoF 167ms Accounts 201ms Balances 202ms Beneficiaries 257ms Direct Debits 201ms Payments – AIS 245ms Payments – CoF 262ms Payments – PIS 192ms payments-VRP 249ms Products 346ms Standing Orders – AIS 205ms Standing Orders – PIS 176ms Statements 74ms Transactions 256ms Coutts Response times (milliseconds): August 2025 Account Requests – AIS 893ms Account Requests – CoF 2,071ms Accounts 251ms Balances 264ms Beneficiaries 2,083ms Direct Debits 1,545ms Payments – CoF 360ms Payments – PIS 880ms Products 251ms Standing Orders – AIS 228ms Standing Orders – PIS 552ms Transactions 292ms Danske Bank Response times (milliseconds): August 2025 Account Requests – AIS 50ms Account Requests – CoF 2,080ms Accounts 496ms Balances 214ms Beneficiaries 260ms Direct Debits 363ms Payments – AIS 289ms Payments – CoF 104ms Payments – PIS 114ms payments-VRP 161ms Products 157ms Standing Orders – AIS 311ms Standing Orders – PIS 98ms Transactions 537ms First Direct Response times (milliseconds): August 2025 Account Requests – AIS 150ms Account Requests – CoF 265ms Accounts 282ms Balances 281ms Beneficiaries 411ms Direct Debits 309ms Payments – AIS 523ms Payments – CoF 310ms Payments – PIS 297ms payments-VRP 361ms Products 541ms Standing Orders – AIS 527ms Standing Orders – PIS 330ms Statements 658ms Transactions 446ms Halifax Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 282ms Accounts 159ms Balances 170ms Beneficiaries 253ms Direct Debits 247ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 525ms payments-VRP 362ms Products 428ms Standing Orders – AIS 228ms Standing Orders – PIS 499ms Statements 388ms Transactions 245ms HSBC Business Response times (milliseconds): August 2025 Account Requests – AIS 185ms Account Requests – CoF 301ms Accounts 362ms Balances 348ms Beneficiaries 321ms Direct Debits 662ms Payments – AIS 349ms Payments – CoF 518ms Payments – PIS 569ms payments-VRP 615ms Products 684ms Standing Orders – AIS 479ms Standing Orders – PIS 348ms Statements 585ms Transactions 423ms HSBC Kinetic Response times (milliseconds): August 2025 Account Requests – AIS 151ms Account Requests – CoF 288ms Accounts 394ms Balances 377ms Beneficiaries 737ms Direct Debits 1,551ms Payments – AIS 1,779ms Payments – CoF 600ms Payments – PIS 382ms payments-VRP 435ms Products 1,141ms Standing Orders – AIS 1,185ms Standing Orders – PIS 244ms Statements 1,234ms Transactions 562ms HSBC Personal Response times (milliseconds): August 2025 Account Requests – AIS 178ms Account Requests – CoF 223ms Accounts 278ms Balances 270ms Beneficiaries 404ms Direct Debits 300ms Payments – AIS 536ms Payments – CoF 296ms Payments – PIS 296ms payments-VRP 462ms Products 529ms Standing Orders – AIS 564ms Standing Orders – PIS 287ms Statements 244ms Transactions 433ms Lloyds Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 280ms Accounts 159ms Balances 167ms Beneficiaries 256ms Direct Debits 246ms Payments – AIS 229ms Payments – CoF 234ms Payments – PIS 535ms payments-VRP 360ms Products 431ms Standing Orders – AIS 228ms Standing Orders – PIS 458ms Statements 366ms Transactions 234ms MBNA Response times (milliseconds): August 2025 Account Requests – AIS 271ms Accounts 220ms Balances 261ms Beneficiaries 244ms Direct Debits 183ms Payments – AIS 183ms Products 183ms Standing Orders – AIS 185ms Statements 333ms Transactions 450ms Mettle Response times (milliseconds): August 2025 Account Requests – AIS 67ms Accounts 94ms Balances 85ms Beneficiaries 50ms Direct Debits 139ms Payments – AIS 62ms Payments – PIS 102ms payments-VRP 162ms Products 99ms Standing Orders – AIS 7ms Statements 512ms Transactions 84ms Nationwide Building Society Response times (milliseconds): August 2025 Account Requests – AIS 147ms Account Requests – CoF 239ms Accounts 198ms Balances 178ms Beneficiaries 928ms Direct Debits 566ms Payments – AIS 258ms Payments – CoF 239ms Payments – PIS 323ms payments-VRP 292ms Products 189ms Standing Orders – AIS 195ms Standing Orders – PIS 336ms Statements 346ms Transactions 224ms NWB Response times (milliseconds): August 2025 Account Requests – AIS 146ms Account Requests – CoF 336ms Accounts 370ms Balances 345ms Beneficiaries 648ms Direct Debits 232ms Payments – AIS 256ms Payments – CoF 197ms Payments – PIS 327ms payments-VRP 340ms Products 274ms Standing Orders – AIS 356ms Standing Orders – PIS 292ms Statements 182ms Transactions 451ms RBS Response times (milliseconds): August 2025 Account Requests – AIS 166ms Account Requests – CoF 389ms Accounts 397ms Balances 365ms Beneficiaries 770ms Direct Debits 252ms Payments – AIS 286ms Payments – CoF 242ms Payments – PIS 377ms payments-VRP 390ms Products 277ms Standing Orders – AIS 294ms Standing Orders – PIS 352ms Statements 203ms Transactions 429ms Santander UK plc Response times (milliseconds): August 2025 Account Requests – AIS 295ms Account Requests – CoF 372ms Accounts 410ms Balances 460ms Beneficiaries 649ms Direct Debits 520ms Payments – CoF 401ms Payments – PIS 434ms payments-VRP 278ms Products 399ms Standing Orders – AIS 507ms Standing Orders – PIS 726ms Statements 459ms Transactions 531ms UBN Response times (milliseconds): August 2025 Account Requests – AIS 170ms Account Requests – CoF 478ms Accounts 454ms Balances 369ms Beneficiaries 752ms Direct Debits 273ms Payments – AIS 275ms Payments – CoF 294ms Payments – PIS 387ms payments-VRP 452ms Products 294ms Standing Orders – AIS 270ms Standing Orders – PIS 368ms Statements 204ms Transactions 435ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2025 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,062,869,069 % of overall total calls 99.33% AIS Total calls 1,660,536,185 % of overall total calls 79.96% PIS Total calls 129,084,518 % of overall total calls 6.22% August 2025 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2025 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 13,855,307 % of overall total calls 0.67% Business Total calls 10,493,342 % of overall total calls 0.51% Technical Total calls 3,361,965 % of overall total calls 0.16% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand August 2025 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 2,675,936 % of overall total calls 0.129% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2025 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
August key performance metrics 99.52% Average API availability – unweighted 342ms Average API response time 99.33% Successful API calls (%) 99.92% Average API availability – weighted 2062.9m Successful API calls (actual) 0.67% Failed API calls
Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted August 2025 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.53% Core hours (06:00-00:00) 99.61% Non core hours (00:00-06:00) 99.30% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. August 2025 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 96.19% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.19% payments-VRP 96.19% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.19% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.46% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.46% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.9% payments-VRP 99.59% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.33% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.98% payments-VRP 99.98% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.53% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.89% payments-VRP 99.47% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.98% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98%
August 2025 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API availability 99.53% Core hours (06:00-00:00) 99.61% Non core hours (00:00-06:00) 99.30% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
August 2025 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 96.19% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.19% payments-VRP 96.19% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.19% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.46% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.46% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.9% payments-VRP 99.59% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.33% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.98% payments-VRP 99.98% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.53% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.59% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.89% payments-VRP 99.47% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.98% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98%
Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted August 2025 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.73% Core hours (06:00-00:00) 99.75% Non core hours (00:00-06:00) 99.70% August 2025 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.39% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.45% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 97.93% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.2% payments-VRP 96.28% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.2% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.5% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.5% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.93% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.94% payments-VRP 99.89% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.34% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.99% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.54% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.89% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.92% payments-VRP 99.81% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98%
August 2025 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average weighted API availability 99.73% Core hours (06:00-00:00) 99.75% Non core hours (00:00-06:00) 99.70%
August 2025 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.38% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.39% Statements 100.0% Transactions 100.0% AIB Group (UK) p.l.c. Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Payments – CoF 100.0% Payments – PIS 99.45% payments-VRP 99.38% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.38% Transactions 100.0% Bank of Ireland UK Availability by Endpoint Category: August 2025 Account Requests – AIS 96.19% Account Requests – CoF 97.93% Accounts 96.19% Balances 96.19% Beneficiaries 100.0% Payments – AIS 96.19% Payments – CoF 96.19% Payments – PIS 96.2% payments-VRP 96.28% Products 96.19% Standing Orders – AIS 96.19% Standing Orders – PIS 96.2% Statements 99.14% Transactions 96.19% Bank of Scotland Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.94% Barclays Availability by Endpoint Category: August 2025 Account Requests – AIS 99.77% Account Requests – CoF 99.77% Accounts 99.77% Balances 99.77% Beneficiaries 99.77% Direct Debits 99.77% Payments – AIS 99.77% Payments – CoF 99.77% Payments – PIS 99.77% payments-VRP 99.77% Products 99.77% Standing Orders – AIS 99.77% Standing Orders – PIS 99.77% Statements 99.77% Transactions 99.77% Coutts Availability by Endpoint Category: August 2025 Account Requests – AIS 99.46% Account Requests – CoF 100.0% Accounts 99.46% Balances 99.46% Beneficiaries 99.46% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.5% Products 99.46% Standing Orders – AIS 99.46% Standing Orders – PIS 99.5% Transactions 99.46% Danske Bank Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.97% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Transactions 99.98% First Direct Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.93% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.94% payments-VRP 99.89% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.9% Halifax Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.97% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.89% HSBC Business Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.34% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.99% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.8% HSBC Kinetic Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.54% Balances 99.98% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.97% HSBC Personal Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 99.89% Balances 99.83% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 99.92% payments-VRP 99.81% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% Lloyds Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 99.96% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 99.86% MBNA Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 99.71% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 99.88% Mettle Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – PIS 100.0% payments-VRP 100.0% Products 100.0% Standing Orders – AIS 100.0% Statements 100.0% Transactions 100.0% Nationwide Building Society Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – AIS 100.0% Payments – CoF 100.0% Payments – PIS 100.0% payments-VRP 99.99% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 100.0% Statements 100.0% Transactions 100.0% NWB Availability by Endpoint Category: August 2025 Account Requests – AIS 99.99% Account Requests – CoF 99.98% Accounts 99.99% Balances 99.99% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 99.99% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.99% Standing Orders – AIS 99.99% Standing Orders – PIS 99.98% Statements 99.99% Transactions 99.99% RBS Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: August 2025 Account Requests – AIS 100.0% Account Requests – CoF 100.0% Accounts 100.0% Balances 100.0% Beneficiaries 100.0% Direct Debits 100.0% Payments – CoF 100.0% Payments – PIS 99.71% payments-VRP 99.71% Products 100.0% Standing Orders – AIS 100.0% Standing Orders – PIS 99.71% Statements 100.0% Transactions 100.0% UBN Availability by Endpoint Category: August 2025 Account Requests – AIS 99.98% Account Requests – CoF 99.98% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 99.98% Payments – PIS 99.98% payments-VRP 99.98% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 99.98% Statements 100.0% Transactions 99.98%
Average API response times Average API response times by brand Response times by brand August 2025 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 342 milliseconds August 2025 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2025 Account Requests – AIS 148ms Accounts 100ms Balances 68ms Beneficiaries 1,501ms Direct Debits 1,010ms Payments – AIS 35ms Payments – CoF 136ms Payments – PIS 96ms payments-VRP 104ms Products 398ms Standing Orders – AIS 237ms Standing Orders – PIS 93ms Statements 38ms Transactions 80ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2025 Account Requests – AIS 118ms Accounts 60ms Balances 38ms Payments – CoF 237ms Payments – PIS 78ms payments-VRP 69ms Products 338ms Standing Orders – AIS 212ms Standing Orders – PIS 69ms Transactions 48ms Bank of Ireland UK Response times (milliseconds): August 2025 Account Requests – AIS 165ms Account Requests – CoF 710ms Accounts 1,047ms Balances 287ms Beneficiaries 707ms Payments – AIS 193ms Payments – CoF 468ms Payments – PIS 1,015ms payments-VRP 1,194ms Products 343ms Standing Orders – AIS 192ms Standing Orders – PIS 575ms Statements 3,464ms Transactions 310ms Bank of Scotland Response times (milliseconds): August 2025 Account Requests – AIS 269ms Account Requests – CoF 286ms Accounts 160ms Balances 168ms Beneficiaries 265ms Direct Debits 248ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 491ms payments-VRP 362ms Products 436ms Standing Orders – AIS 228ms Standing Orders – PIS 454ms Statements 393ms Transactions 236ms Barclays Response times (milliseconds): August 2025 Account Requests – AIS 127ms Account Requests – CoF 167ms Accounts 201ms Balances 202ms Beneficiaries 257ms Direct Debits 201ms Payments – AIS 245ms Payments – CoF 262ms Payments – PIS 192ms payments-VRP 249ms Products 346ms Standing Orders – AIS 205ms Standing Orders – PIS 176ms Statements 74ms Transactions 256ms Coutts Response times (milliseconds): August 2025 Account Requests – AIS 893ms Account Requests – CoF 2,071ms Accounts 251ms Balances 264ms Beneficiaries 2,083ms Direct Debits 1,545ms Payments – CoF 360ms Payments – PIS 880ms Products 251ms Standing Orders – AIS 228ms Standing Orders – PIS 552ms Transactions 292ms Danske Bank Response times (milliseconds): August 2025 Account Requests – AIS 50ms Account Requests – CoF 2,080ms Accounts 496ms Balances 214ms Beneficiaries 260ms Direct Debits 363ms Payments – AIS 289ms Payments – CoF 104ms Payments – PIS 114ms payments-VRP 161ms Products 157ms Standing Orders – AIS 311ms Standing Orders – PIS 98ms Transactions 537ms First Direct Response times (milliseconds): August 2025 Account Requests – AIS 150ms Account Requests – CoF 265ms Accounts 282ms Balances 281ms Beneficiaries 411ms Direct Debits 309ms Payments – AIS 523ms Payments – CoF 310ms Payments – PIS 297ms payments-VRP 361ms Products 541ms Standing Orders – AIS 527ms Standing Orders – PIS 330ms Statements 658ms Transactions 446ms Halifax Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 282ms Accounts 159ms Balances 170ms Beneficiaries 253ms Direct Debits 247ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 525ms payments-VRP 362ms Products 428ms Standing Orders – AIS 228ms Standing Orders – PIS 499ms Statements 388ms Transactions 245ms HSBC Business Response times (milliseconds): August 2025 Account Requests – AIS 185ms Account Requests – CoF 301ms Accounts 362ms Balances 348ms Beneficiaries 321ms Direct Debits 662ms Payments – AIS 349ms Payments – CoF 518ms Payments – PIS 569ms payments-VRP 615ms Products 684ms Standing Orders – AIS 479ms Standing Orders – PIS 348ms Statements 585ms Transactions 423ms HSBC Kinetic Response times (milliseconds): August 2025 Account Requests – AIS 151ms Account Requests – CoF 288ms Accounts 394ms Balances 377ms Beneficiaries 737ms Direct Debits 1,551ms Payments – AIS 1,779ms Payments – CoF 600ms Payments – PIS 382ms payments-VRP 435ms Products 1,141ms Standing Orders – AIS 1,185ms Standing Orders – PIS 244ms Statements 1,234ms Transactions 562ms HSBC Personal Response times (milliseconds): August 2025 Account Requests – AIS 178ms Account Requests – CoF 223ms Accounts 278ms Balances 270ms Beneficiaries 404ms Direct Debits 300ms Payments – AIS 536ms Payments – CoF 296ms Payments – PIS 296ms payments-VRP 462ms Products 529ms Standing Orders – AIS 564ms Standing Orders – PIS 287ms Statements 244ms Transactions 433ms Lloyds Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 280ms Accounts 159ms Balances 167ms Beneficiaries 256ms Direct Debits 246ms Payments – AIS 229ms Payments – CoF 234ms Payments – PIS 535ms payments-VRP 360ms Products 431ms Standing Orders – AIS 228ms Standing Orders – PIS 458ms Statements 366ms Transactions 234ms MBNA Response times (milliseconds): August 2025 Account Requests – AIS 271ms Accounts 220ms Balances 261ms Beneficiaries 244ms Direct Debits 183ms Payments – AIS 183ms Products 183ms Standing Orders – AIS 185ms Statements 333ms Transactions 450ms Mettle Response times (milliseconds): August 2025 Account Requests – AIS 67ms Accounts 94ms Balances 85ms Beneficiaries 50ms Direct Debits 139ms Payments – AIS 62ms Payments – PIS 102ms payments-VRP 162ms Products 99ms Standing Orders – AIS 7ms Statements 512ms Transactions 84ms Nationwide Building Society Response times (milliseconds): August 2025 Account Requests – AIS 147ms Account Requests – CoF 239ms Accounts 198ms Balances 178ms Beneficiaries 928ms Direct Debits 566ms Payments – AIS 258ms Payments – CoF 239ms Payments – PIS 323ms payments-VRP 292ms Products 189ms Standing Orders – AIS 195ms Standing Orders – PIS 336ms Statements 346ms Transactions 224ms NWB Response times (milliseconds): August 2025 Account Requests – AIS 146ms Account Requests – CoF 336ms Accounts 370ms Balances 345ms Beneficiaries 648ms Direct Debits 232ms Payments – AIS 256ms Payments – CoF 197ms Payments – PIS 327ms payments-VRP 340ms Products 274ms Standing Orders – AIS 356ms Standing Orders – PIS 292ms Statements 182ms Transactions 451ms RBS Response times (milliseconds): August 2025 Account Requests – AIS 166ms Account Requests – CoF 389ms Accounts 397ms Balances 365ms Beneficiaries 770ms Direct Debits 252ms Payments – AIS 286ms Payments – CoF 242ms Payments – PIS 377ms payments-VRP 390ms Products 277ms Standing Orders – AIS 294ms Standing Orders – PIS 352ms Statements 203ms Transactions 429ms Santander UK plc Response times (milliseconds): August 2025 Account Requests – AIS 295ms Account Requests – CoF 372ms Accounts 410ms Balances 460ms Beneficiaries 649ms Direct Debits 520ms Payments – CoF 401ms Payments – PIS 434ms payments-VRP 278ms Products 399ms Standing Orders – AIS 507ms Standing Orders – PIS 726ms Statements 459ms Transactions 531ms UBN Response times (milliseconds): August 2025 Account Requests – AIS 170ms Account Requests – CoF 478ms Accounts 454ms Balances 369ms Beneficiaries 752ms Direct Debits 273ms Payments – AIS 275ms Payments – CoF 294ms Payments – PIS 387ms payments-VRP 452ms Products 294ms Standing Orders – AIS 270ms Standing Orders – PIS 368ms Statements 204ms Transactions 435ms
August 2025 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Average API Response Time 342 milliseconds
August 2025 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): August 2025 Account Requests – AIS 148ms Accounts 100ms Balances 68ms Beneficiaries 1,501ms Direct Debits 1,010ms Payments – AIS 35ms Payments – CoF 136ms Payments – PIS 96ms payments-VRP 104ms Products 398ms Standing Orders – AIS 237ms Standing Orders – PIS 93ms Statements 38ms Transactions 80ms AIB Group (UK) p.l.c. Response times (milliseconds): August 2025 Account Requests – AIS 118ms Accounts 60ms Balances 38ms Payments – CoF 237ms Payments – PIS 78ms payments-VRP 69ms Products 338ms Standing Orders – AIS 212ms Standing Orders – PIS 69ms Transactions 48ms Bank of Ireland UK Response times (milliseconds): August 2025 Account Requests – AIS 165ms Account Requests – CoF 710ms Accounts 1,047ms Balances 287ms Beneficiaries 707ms Payments – AIS 193ms Payments – CoF 468ms Payments – PIS 1,015ms payments-VRP 1,194ms Products 343ms Standing Orders – AIS 192ms Standing Orders – PIS 575ms Statements 3,464ms Transactions 310ms Bank of Scotland Response times (milliseconds): August 2025 Account Requests – AIS 269ms Account Requests – CoF 286ms Accounts 160ms Balances 168ms Beneficiaries 265ms Direct Debits 248ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 491ms payments-VRP 362ms Products 436ms Standing Orders – AIS 228ms Standing Orders – PIS 454ms Statements 393ms Transactions 236ms Barclays Response times (milliseconds): August 2025 Account Requests – AIS 127ms Account Requests – CoF 167ms Accounts 201ms Balances 202ms Beneficiaries 257ms Direct Debits 201ms Payments – AIS 245ms Payments – CoF 262ms Payments – PIS 192ms payments-VRP 249ms Products 346ms Standing Orders – AIS 205ms Standing Orders – PIS 176ms Statements 74ms Transactions 256ms Coutts Response times (milliseconds): August 2025 Account Requests – AIS 893ms Account Requests – CoF 2,071ms Accounts 251ms Balances 264ms Beneficiaries 2,083ms Direct Debits 1,545ms Payments – CoF 360ms Payments – PIS 880ms Products 251ms Standing Orders – AIS 228ms Standing Orders – PIS 552ms Transactions 292ms Danske Bank Response times (milliseconds): August 2025 Account Requests – AIS 50ms Account Requests – CoF 2,080ms Accounts 496ms Balances 214ms Beneficiaries 260ms Direct Debits 363ms Payments – AIS 289ms Payments – CoF 104ms Payments – PIS 114ms payments-VRP 161ms Products 157ms Standing Orders – AIS 311ms Standing Orders – PIS 98ms Transactions 537ms First Direct Response times (milliseconds): August 2025 Account Requests – AIS 150ms Account Requests – CoF 265ms Accounts 282ms Balances 281ms Beneficiaries 411ms Direct Debits 309ms Payments – AIS 523ms Payments – CoF 310ms Payments – PIS 297ms payments-VRP 361ms Products 541ms Standing Orders – AIS 527ms Standing Orders – PIS 330ms Statements 658ms Transactions 446ms Halifax Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 282ms Accounts 159ms Balances 170ms Beneficiaries 253ms Direct Debits 247ms Payments – AIS 229ms Payments – CoF 236ms Payments – PIS 525ms payments-VRP 362ms Products 428ms Standing Orders – AIS 228ms Standing Orders – PIS 499ms Statements 388ms Transactions 245ms HSBC Business Response times (milliseconds): August 2025 Account Requests – AIS 185ms Account Requests – CoF 301ms Accounts 362ms Balances 348ms Beneficiaries 321ms Direct Debits 662ms Payments – AIS 349ms Payments – CoF 518ms Payments – PIS 569ms payments-VRP 615ms Products 684ms Standing Orders – AIS 479ms Standing Orders – PIS 348ms Statements 585ms Transactions 423ms HSBC Kinetic Response times (milliseconds): August 2025 Account Requests – AIS 151ms Account Requests – CoF 288ms Accounts 394ms Balances 377ms Beneficiaries 737ms Direct Debits 1,551ms Payments – AIS 1,779ms Payments – CoF 600ms Payments – PIS 382ms payments-VRP 435ms Products 1,141ms Standing Orders – AIS 1,185ms Standing Orders – PIS 244ms Statements 1,234ms Transactions 562ms HSBC Personal Response times (milliseconds): August 2025 Account Requests – AIS 178ms Account Requests – CoF 223ms Accounts 278ms Balances 270ms Beneficiaries 404ms Direct Debits 300ms Payments – AIS 536ms Payments – CoF 296ms Payments – PIS 296ms payments-VRP 462ms Products 529ms Standing Orders – AIS 564ms Standing Orders – PIS 287ms Statements 244ms Transactions 433ms Lloyds Response times (milliseconds): August 2025 Account Requests – AIS 270ms Account Requests – CoF 280ms Accounts 159ms Balances 167ms Beneficiaries 256ms Direct Debits 246ms Payments – AIS 229ms Payments – CoF 234ms Payments – PIS 535ms payments-VRP 360ms Products 431ms Standing Orders – AIS 228ms Standing Orders – PIS 458ms Statements 366ms Transactions 234ms MBNA Response times (milliseconds): August 2025 Account Requests – AIS 271ms Accounts 220ms Balances 261ms Beneficiaries 244ms Direct Debits 183ms Payments – AIS 183ms Products 183ms Standing Orders – AIS 185ms Statements 333ms Transactions 450ms Mettle Response times (milliseconds): August 2025 Account Requests – AIS 67ms Accounts 94ms Balances 85ms Beneficiaries 50ms Direct Debits 139ms Payments – AIS 62ms Payments – PIS 102ms payments-VRP 162ms Products 99ms Standing Orders – AIS 7ms Statements 512ms Transactions 84ms Nationwide Building Society Response times (milliseconds): August 2025 Account Requests – AIS 147ms Account Requests – CoF 239ms Accounts 198ms Balances 178ms Beneficiaries 928ms Direct Debits 566ms Payments – AIS 258ms Payments – CoF 239ms Payments – PIS 323ms payments-VRP 292ms Products 189ms Standing Orders – AIS 195ms Standing Orders – PIS 336ms Statements 346ms Transactions 224ms NWB Response times (milliseconds): August 2025 Account Requests – AIS 146ms Account Requests – CoF 336ms Accounts 370ms Balances 345ms Beneficiaries 648ms Direct Debits 232ms Payments – AIS 256ms Payments – CoF 197ms Payments – PIS 327ms payments-VRP 340ms Products 274ms Standing Orders – AIS 356ms Standing Orders – PIS 292ms Statements 182ms Transactions 451ms RBS Response times (milliseconds): August 2025 Account Requests – AIS 166ms Account Requests – CoF 389ms Accounts 397ms Balances 365ms Beneficiaries 770ms Direct Debits 252ms Payments – AIS 286ms Payments – CoF 242ms Payments – PIS 377ms payments-VRP 390ms Products 277ms Standing Orders – AIS 294ms Standing Orders – PIS 352ms Statements 203ms Transactions 429ms Santander UK plc Response times (milliseconds): August 2025 Account Requests – AIS 295ms Account Requests – CoF 372ms Accounts 410ms Balances 460ms Beneficiaries 649ms Direct Debits 520ms Payments – CoF 401ms Payments – PIS 434ms payments-VRP 278ms Products 399ms Standing Orders – AIS 507ms Standing Orders – PIS 726ms Statements 459ms Transactions 531ms UBN Response times (milliseconds): August 2025 Account Requests – AIS 170ms Account Requests – CoF 478ms Accounts 454ms Balances 369ms Beneficiaries 752ms Direct Debits 273ms Payments – AIS 275ms Payments – CoF 294ms Payments – PIS 387ms payments-VRP 452ms Products 294ms Standing Orders – AIS 270ms Standing Orders – PIS 368ms Statements 204ms Transactions 435ms
Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand August 2025 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,062,869,069 % of overall total calls 99.33% AIS Total calls 1,660,536,185 % of overall total calls 79.96% PIS Total calls 129,084,518 % of overall total calls 6.22% August 2025 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart August 2025 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Successful API calls Total calls 2,062,869,069 % of overall total calls 99.33% AIS Total calls 1,660,536,185 % of overall total calls 79.96% PIS Total calls 129,084,518 % of overall total calls 6.22%
August 2025 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
August 2025 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart
Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand August 2025 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 13,855,307 % of overall total calls 0.67% Business Total calls 10,493,342 % of overall total calls 0.51% Technical Total calls 3,361,965 % of overall total calls 0.16% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. August 2025 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2025 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed API Calls Total calls 13,855,307 % of overall total calls 0.67% Business Total calls 10,493,342 % of overall total calls 0.51% Technical Total calls 3,361,965 % of overall total calls 0.16% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2025 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2025 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
August 2025 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
Rejected API calls Rejected API calls by brand August 2025 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 2,675,936 % of overall total calls 0.129% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. August 2025 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
August 2025 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart Rejected API Calls Total calls 2,675,936 % of overall total calls 0.129% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
August 2025 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in August. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.