API Performance StatsSelect a month:July 2026June 2026May 2026April 2026March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025March 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv July 2026 (CSV)Historic Data Download (PDF) Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart July key performance metrics99.77%Average API Availability330msAverage API Response Time99.54%Successful API Calls (%)99.99%Average API availability – weighted2936.1mSuccessful API Calls Actual0.46%Failed API Calls Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted July 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API availability 99.76% Core hours (06:00-00:00) 99.86% Non core hours (00:00-06:00) 99.45% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.04% Account Requests – COF 100.00% Accounts 97.04% Balances 97.04% Beneficiaries 97.04% Direct Debits 97.85% Payments – AIS 97.85% Payments – CoF 97.85% Payments – PIS 97.04% Payments – VRP 100.00% Products 97.85% Standing Orders – AIS 97.04% Standing Orders – PIS 97.85% Transactions 97.04% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.12% Account Requests – COF 100.00% Accounts 99.12% Balances 99.12% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.13% Payments – PIS 99.12% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.12% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.89% Accounts 100.00% Balances 100.00% Beneficiaries 99.89% Direct Debits 99.91% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.64% Payments – VRP 99.38% Products 99.92% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.89% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.97% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 100.00% Statements 99.97% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted July 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average weighted API availability 99.99 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.97 % July 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.65% Account Requests – COF 100.00% Accounts 97.86% Balances 97.75% Beneficiaries 97.92% Direct Debits 98.24% Payments – AIS 98.22% Payments – CoF 98.51% Payments – PIS 98.46% Payments – VRP 100.00% Products 98.24% Standing Orders – AIS 97.76% Standing Orders – PIS 96.49% Transactions 97.94% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.43% Account Requests – COF 100.00% Accounts 99.34% Balances 99.10% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.73% Payments – PIS 99.93% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.69% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.99% Accounts 100.00% Balances 100.00% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 99.81% Products 99.99% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.96% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 99.99% Statements 99.98% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.99% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API response times Average API response times by brand Response times by brand July 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API Response Time 330 milliseconds July 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): July 2026 Account Requests – AIS 181ms Accounts 139ms Balances 111ms Beneficiaries 1,887ms Direct Debits 558ms Payments – AIS 97ms Payments – CoF 162ms Payments – PIS 165ms Payments – VRP 718ms Products 369ms Standing Orders – AIS 141ms Standing Orders – PIS 150ms Transactions 123ms AIB Group (UK) p.l.c. Response times (milliseconds): July 2026 Account Requests – AIS 107ms Accounts 63ms Balances 37ms Payments – CoF 92ms Payments – PIS 66ms Payments – VRP 741ms Products 114ms Standing Orders – AIS 62ms Standing Orders – PIS 82ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): July 2026 Account Requests – AIS 180ms Account Requests – COF 753ms Accounts 289ms Balances 294ms Beneficiaries 3,653ms Payments – AIS 516ms Payments – CoF 469ms Payments – PIS 834ms Payments – VRP 978ms Products 356ms Standing Orders – AIS 608ms Standing Orders – PIS 484ms Statements 913ms Transactions 310ms Bank of Scotland Response times (milliseconds): July 2026 Account Requests – AIS 200ms Account Requests – COF 234ms Accounts 196ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 222ms Payments – CoF 215ms Payments – PIS 358ms Payments – VRP 399ms Products 430ms Standing Orders – AIS 195ms Standing Orders – PIS 461ms Statements 360ms Transactions 232ms Barclays Response times (milliseconds): July 2026 Account Requests – AIS 119ms Account Requests – COF 189ms Accounts 178ms Balances 167ms Beneficiaries 220ms Direct Debits 183ms Payments – AIS 216ms Payments – CoF 278ms Payments – PIS 235ms Payments – VRP 256ms Products 337ms Standing Orders – AIS 195ms Standing Orders – PIS 184ms Statements 139ms Transactions 216ms Coutts Response times (milliseconds): July 2026 Account Requests – AIS 1,316ms Account Requests – COF 1,057ms Accounts 223ms Balances 201ms Beneficiaries 480ms Direct Debits 160ms Payments – AIS 855ms Payments – CoF 337ms Payments – PIS 834ms Payments – VRP 1,687ms Products 196ms Standing Orders – AIS 252ms Standing Orders – PIS 2,071ms Transactions 435ms Danske Bank Response times (milliseconds): July 2026 Account Requests – AIS 86ms Accounts 669ms Balances 227ms Beneficiaries 111ms Direct Debits 328ms Payments – AIS 209ms Payments – CoF 156ms Payments – PIS 156ms Payments – VRP 254ms Products 162ms Standing Orders – AIS 310ms Standing Orders – PIS 165ms Transactions 623ms First Direct Response times (milliseconds): July 2026 Account Requests – AIS 147ms Account Requests – COF 317ms Accounts 325ms Balances 344ms Beneficiaries 540ms Direct Debits 506ms Payments – AIS 717ms Payments – CoF 431ms Payments – PIS 290ms Payments – VRP 352ms Products 605ms Standing Orders – AIS 514ms Standing Orders – PIS 453ms Statements 143ms Transactions 481ms Halifax Response times (milliseconds): July 2026 Account Requests – AIS 208ms Account Requests – COF 225ms Accounts 198ms Balances 145ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 206ms Payments – CoF 215ms Payments – PIS 360ms Payments – VRP 397ms Products 428ms Standing Orders – AIS 195ms Standing Orders – PIS 481ms Statements 356ms Transactions 253ms HSBC Business Response times (milliseconds): July 2026 Account Requests – AIS 188ms Account Requests – COF 286ms Accounts 317ms Balances 299ms Beneficiaries 227ms Direct Debits 473ms Payments – AIS 141ms Payments – CoF 492ms Payments – PIS 492ms Payments – VRP 463ms Products 752ms Standing Orders – AIS 169ms Standing Orders – PIS 445ms Statements 77ms Transactions 400ms HSBC Kinetic Response times (milliseconds): July 2026 Account Requests – AIS 226ms Accounts 458ms Balances 700ms Beneficiaries 971ms Direct Debits 1,312ms Payments – PIS 239ms Payments – VRP 533ms Standing Orders – AIS 1,339ms Standing Orders – PIS 195ms Transactions 814ms HSBC Personal Response times (milliseconds): July 2026 Account Requests – AIS 161ms Account Requests – COF 284ms Accounts 316ms Balances 337ms Beneficiaries 408ms Direct Debits 493ms Payments – AIS 743ms Payments – CoF 422ms Payments – PIS 286ms Payments – VRP 337ms Products 614ms Standing Orders – AIS 656ms Standing Orders – PIS 294ms Statements 72ms Transactions 486ms Lloyds Response times (milliseconds): July 2026 Account Requests – AIS 210ms Account Requests – COF 223ms Accounts 195ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 217ms Payments – CoF 214ms Payments – PIS 353ms Payments – VRP 393ms Products 428ms Standing Orders – AIS 194ms Standing Orders – PIS 480ms Statements 343ms Transactions 238ms MBNA Response times (milliseconds): July 2026 Account Requests – AIS 213ms Accounts 187ms Balances 243ms Beneficiaries 235ms Direct Debits 165ms Payments – AIS 133ms Payments – PIS 245ms Products 151ms Standing Orders – AIS 169ms Statements 297ms Transactions 492ms Mettle Response times (milliseconds): July 2026 Account Requests – AIS 81ms Accounts 131ms Balances 108ms Beneficiaries 84ms Direct Debits 242ms Payments – AIS 83ms Payments – PIS 162ms Payments – VRP 162ms Products 98ms Standing Orders – AIS 72ms Statements 1,202ms Transactions 148ms Nationwide Building Society Response times (milliseconds): July 2026 Account Requests – AIS 163ms Account Requests – COF 276ms Accounts 254ms Balances 241ms Beneficiaries 365ms Direct Debits 585ms Payments – AIS 151ms Payments – CoF 245ms Payments – PIS 325ms Payments – VRP 283ms Products 258ms Standing Orders – AIS 260ms Standing Orders – PIS 402ms Statements 392ms Transactions 294ms NWB Response times (milliseconds): July 2026 Account Requests – AIS 152ms Account Requests – COF 366ms Accounts 428ms Balances 409ms Beneficiaries 749ms Direct Debits 223ms Payments – AIS 291ms Payments – CoF 253ms Payments – PIS 323ms Payments – VRP 292ms Products 273ms Standing Orders – AIS 326ms Standing Orders – PIS 273ms Statements 178ms Transactions 389ms RBS Response times (milliseconds): July 2026 Account Requests – AIS 165ms Account Requests – COF 392ms Accounts 406ms Balances 407ms Beneficiaries 772ms Direct Debits 236ms Payments – AIS 279ms Payments – CoF 271ms Payments – PIS 363ms Payments – VRP 323ms Products 269ms Standing Orders – AIS 335ms Standing Orders – PIS 278ms Statements 204ms Transactions 385ms Santander UK plc Response times (milliseconds): July 2026 Account Requests – AIS 27ms Account Requests – COF 129ms Accounts 118ms Balances 78ms Beneficiaries 194ms Direct Debits 142ms Payments – CoF 117ms Payments – PIS 242ms Payments – VRP 172ms Products 72ms Standing Orders – AIS 123ms Standing Orders – PIS 227ms Statements 15ms Transactions 158ms UBN Response times (milliseconds): July 2026 Account Requests – AIS 170ms Account Requests – COF 477ms Accounts 414ms Balances 355ms Beneficiaries 856ms Direct Debits 251ms Payments – AIS 245ms Payments – CoF 294ms Payments – PIS 409ms Payments – VRP 359ms Products 282ms Standing Orders – AIS 277ms Standing Orders – PIS 222ms Statements 234ms Transactions 342ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand July 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Successful API calls Total calls 2,936,062,491 % of overall total calls 99.54 % AIS Total calls 2,316,461,719 % of overall total calls 99.46 % PIS Total calls 171,381,989 % of overall total calls 99.69 % July 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand July 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API Calls Total calls 13,515,408 % of overall total calls 0.46% Business Total calls 11,742,520 % of overall total calls 0.40% Technical Total calls 1,772,888 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand July 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Rejected API Calls Total calls 3,494,078 % of overall total calls 0.118% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. July 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
API Performance StatsSelect a month:July 2026June 2026May 2026April 2026March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025March 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv July 2026 (CSV)Historic Data Download (PDF)
Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart
All User Connections This chart shows the total and number of new user conections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connection in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart
AIS User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart
PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user in each period in the ‘All User Connections’ chart Download chart
July key performance metrics99.77%Average API Availability330msAverage API Response Time99.54%Successful API Calls (%)99.99%Average API availability – weighted2936.1mSuccessful API Calls Actual0.46%Failed API Calls
Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted July 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API availability 99.76% Core hours (06:00-00:00) 99.86% Non core hours (00:00-06:00) 99.45% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.04% Account Requests – COF 100.00% Accounts 97.04% Balances 97.04% Beneficiaries 97.04% Direct Debits 97.85% Payments – AIS 97.85% Payments – CoF 97.85% Payments – PIS 97.04% Payments – VRP 100.00% Products 97.85% Standing Orders – AIS 97.04% Standing Orders – PIS 97.85% Transactions 97.04% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.12% Account Requests – COF 100.00% Accounts 99.12% Balances 99.12% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.13% Payments – PIS 99.12% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.12% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.89% Accounts 100.00% Balances 100.00% Beneficiaries 99.89% Direct Debits 99.91% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.64% Payments – VRP 99.38% Products 99.92% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.89% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.97% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 100.00% Statements 99.97% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted July 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average weighted API availability 99.99 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.97 % July 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.65% Account Requests – COF 100.00% Accounts 97.86% Balances 97.75% Beneficiaries 97.92% Direct Debits 98.24% Payments – AIS 98.22% Payments – CoF 98.51% Payments – PIS 98.46% Payments – VRP 100.00% Products 98.24% Standing Orders – AIS 97.76% Standing Orders – PIS 96.49% Transactions 97.94% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.43% Account Requests – COF 100.00% Accounts 99.34% Balances 99.10% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.73% Payments – PIS 99.93% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.69% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.99% Accounts 100.00% Balances 100.00% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 99.81% Products 99.99% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.96% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 99.99% Statements 99.98% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.99% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Average API response times Average API response times by brand Response times by brand July 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API Response Time 330 milliseconds July 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): July 2026 Account Requests – AIS 181ms Accounts 139ms Balances 111ms Beneficiaries 1,887ms Direct Debits 558ms Payments – AIS 97ms Payments – CoF 162ms Payments – PIS 165ms Payments – VRP 718ms Products 369ms Standing Orders – AIS 141ms Standing Orders – PIS 150ms Transactions 123ms AIB Group (UK) p.l.c. Response times (milliseconds): July 2026 Account Requests – AIS 107ms Accounts 63ms Balances 37ms Payments – CoF 92ms Payments – PIS 66ms Payments – VRP 741ms Products 114ms Standing Orders – AIS 62ms Standing Orders – PIS 82ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): July 2026 Account Requests – AIS 180ms Account Requests – COF 753ms Accounts 289ms Balances 294ms Beneficiaries 3,653ms Payments – AIS 516ms Payments – CoF 469ms Payments – PIS 834ms Payments – VRP 978ms Products 356ms Standing Orders – AIS 608ms Standing Orders – PIS 484ms Statements 913ms Transactions 310ms Bank of Scotland Response times (milliseconds): July 2026 Account Requests – AIS 200ms Account Requests – COF 234ms Accounts 196ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 222ms Payments – CoF 215ms Payments – PIS 358ms Payments – VRP 399ms Products 430ms Standing Orders – AIS 195ms Standing Orders – PIS 461ms Statements 360ms Transactions 232ms Barclays Response times (milliseconds): July 2026 Account Requests – AIS 119ms Account Requests – COF 189ms Accounts 178ms Balances 167ms Beneficiaries 220ms Direct Debits 183ms Payments – AIS 216ms Payments – CoF 278ms Payments – PIS 235ms Payments – VRP 256ms Products 337ms Standing Orders – AIS 195ms Standing Orders – PIS 184ms Statements 139ms Transactions 216ms Coutts Response times (milliseconds): July 2026 Account Requests – AIS 1,316ms Account Requests – COF 1,057ms Accounts 223ms Balances 201ms Beneficiaries 480ms Direct Debits 160ms Payments – AIS 855ms Payments – CoF 337ms Payments – PIS 834ms Payments – VRP 1,687ms Products 196ms Standing Orders – AIS 252ms Standing Orders – PIS 2,071ms Transactions 435ms Danske Bank Response times (milliseconds): July 2026 Account Requests – AIS 86ms Accounts 669ms Balances 227ms Beneficiaries 111ms Direct Debits 328ms Payments – AIS 209ms Payments – CoF 156ms Payments – PIS 156ms Payments – VRP 254ms Products 162ms Standing Orders – AIS 310ms Standing Orders – PIS 165ms Transactions 623ms First Direct Response times (milliseconds): July 2026 Account Requests – AIS 147ms Account Requests – COF 317ms Accounts 325ms Balances 344ms Beneficiaries 540ms Direct Debits 506ms Payments – AIS 717ms Payments – CoF 431ms Payments – PIS 290ms Payments – VRP 352ms Products 605ms Standing Orders – AIS 514ms Standing Orders – PIS 453ms Statements 143ms Transactions 481ms Halifax Response times (milliseconds): July 2026 Account Requests – AIS 208ms Account Requests – COF 225ms Accounts 198ms Balances 145ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 206ms Payments – CoF 215ms Payments – PIS 360ms Payments – VRP 397ms Products 428ms Standing Orders – AIS 195ms Standing Orders – PIS 481ms Statements 356ms Transactions 253ms HSBC Business Response times (milliseconds): July 2026 Account Requests – AIS 188ms Account Requests – COF 286ms Accounts 317ms Balances 299ms Beneficiaries 227ms Direct Debits 473ms Payments – AIS 141ms Payments – CoF 492ms Payments – PIS 492ms Payments – VRP 463ms Products 752ms Standing Orders – AIS 169ms Standing Orders – PIS 445ms Statements 77ms Transactions 400ms HSBC Kinetic Response times (milliseconds): July 2026 Account Requests – AIS 226ms Accounts 458ms Balances 700ms Beneficiaries 971ms Direct Debits 1,312ms Payments – PIS 239ms Payments – VRP 533ms Standing Orders – AIS 1,339ms Standing Orders – PIS 195ms Transactions 814ms HSBC Personal Response times (milliseconds): July 2026 Account Requests – AIS 161ms Account Requests – COF 284ms Accounts 316ms Balances 337ms Beneficiaries 408ms Direct Debits 493ms Payments – AIS 743ms Payments – CoF 422ms Payments – PIS 286ms Payments – VRP 337ms Products 614ms Standing Orders – AIS 656ms Standing Orders – PIS 294ms Statements 72ms Transactions 486ms Lloyds Response times (milliseconds): July 2026 Account Requests – AIS 210ms Account Requests – COF 223ms Accounts 195ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 217ms Payments – CoF 214ms Payments – PIS 353ms Payments – VRP 393ms Products 428ms Standing Orders – AIS 194ms Standing Orders – PIS 480ms Statements 343ms Transactions 238ms MBNA Response times (milliseconds): July 2026 Account Requests – AIS 213ms Accounts 187ms Balances 243ms Beneficiaries 235ms Direct Debits 165ms Payments – AIS 133ms Payments – PIS 245ms Products 151ms Standing Orders – AIS 169ms Statements 297ms Transactions 492ms Mettle Response times (milliseconds): July 2026 Account Requests – AIS 81ms Accounts 131ms Balances 108ms Beneficiaries 84ms Direct Debits 242ms Payments – AIS 83ms Payments – PIS 162ms Payments – VRP 162ms Products 98ms Standing Orders – AIS 72ms Statements 1,202ms Transactions 148ms Nationwide Building Society Response times (milliseconds): July 2026 Account Requests – AIS 163ms Account Requests – COF 276ms Accounts 254ms Balances 241ms Beneficiaries 365ms Direct Debits 585ms Payments – AIS 151ms Payments – CoF 245ms Payments – PIS 325ms Payments – VRP 283ms Products 258ms Standing Orders – AIS 260ms Standing Orders – PIS 402ms Statements 392ms Transactions 294ms NWB Response times (milliseconds): July 2026 Account Requests – AIS 152ms Account Requests – COF 366ms Accounts 428ms Balances 409ms Beneficiaries 749ms Direct Debits 223ms Payments – AIS 291ms Payments – CoF 253ms Payments – PIS 323ms Payments – VRP 292ms Products 273ms Standing Orders – AIS 326ms Standing Orders – PIS 273ms Statements 178ms Transactions 389ms RBS Response times (milliseconds): July 2026 Account Requests – AIS 165ms Account Requests – COF 392ms Accounts 406ms Balances 407ms Beneficiaries 772ms Direct Debits 236ms Payments – AIS 279ms Payments – CoF 271ms Payments – PIS 363ms Payments – VRP 323ms Products 269ms Standing Orders – AIS 335ms Standing Orders – PIS 278ms Statements 204ms Transactions 385ms Santander UK plc Response times (milliseconds): July 2026 Account Requests – AIS 27ms Account Requests – COF 129ms Accounts 118ms Balances 78ms Beneficiaries 194ms Direct Debits 142ms Payments – CoF 117ms Payments – PIS 242ms Payments – VRP 172ms Products 72ms Standing Orders – AIS 123ms Standing Orders – PIS 227ms Statements 15ms Transactions 158ms UBN Response times (milliseconds): July 2026 Account Requests – AIS 170ms Account Requests – COF 477ms Accounts 414ms Balances 355ms Beneficiaries 856ms Direct Debits 251ms Payments – AIS 245ms Payments – CoF 294ms Payments – PIS 409ms Payments – VRP 359ms Products 282ms Standing Orders – AIS 277ms Standing Orders – PIS 222ms Statements 234ms Transactions 342ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand July 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Successful API calls Total calls 2,936,062,491 % of overall total calls 99.54 % AIS Total calls 2,316,461,719 % of overall total calls 99.46 % PIS Total calls 171,381,989 % of overall total calls 99.69 % July 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand July 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API Calls Total calls 13,515,408 % of overall total calls 0.46% Business Total calls 11,742,520 % of overall total calls 0.40% Technical Total calls 1,772,888 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand July 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Rejected API Calls Total calls 3,494,078 % of overall total calls 0.118% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. July 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted July 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API availability 99.76% Core hours (06:00-00:00) 99.86% Non core hours (00:00-06:00) 99.45% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. July 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.04% Account Requests – COF 100.00% Accounts 97.04% Balances 97.04% Beneficiaries 97.04% Direct Debits 97.85% Payments – AIS 97.85% Payments – CoF 97.85% Payments – PIS 97.04% Payments – VRP 100.00% Products 97.85% Standing Orders – AIS 97.04% Standing Orders – PIS 97.85% Transactions 97.04% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.12% Account Requests – COF 100.00% Accounts 99.12% Balances 99.12% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.13% Payments – PIS 99.12% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.12% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.89% Accounts 100.00% Balances 100.00% Beneficiaries 99.89% Direct Debits 99.91% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.64% Payments – VRP 99.38% Products 99.92% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.89% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.97% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 100.00% Statements 99.97% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
July 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API availability 99.76% Core hours (06:00-00:00) 99.86% Non core hours (00:00-06:00) 99.45% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
July 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.04% Account Requests – COF 100.00% Accounts 97.04% Balances 97.04% Beneficiaries 97.04% Direct Debits 97.85% Payments – AIS 97.85% Payments – CoF 97.85% Payments – PIS 97.04% Payments – VRP 100.00% Products 97.85% Standing Orders – AIS 97.04% Standing Orders – PIS 97.85% Transactions 97.04% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.12% Account Requests – COF 100.00% Accounts 99.12% Balances 99.12% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.13% Payments – PIS 99.12% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.12% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.97% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.89% Accounts 100.00% Balances 100.00% Beneficiaries 99.89% Direct Debits 99.91% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.64% Payments – VRP 99.38% Products 99.92% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.89% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.97% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 100.00% Statements 99.97% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.98% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.98% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted July 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average weighted API availability 99.99 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.97 % July 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.65% Account Requests – COF 100.00% Accounts 97.86% Balances 97.75% Beneficiaries 97.92% Direct Debits 98.24% Payments – AIS 98.22% Payments – CoF 98.51% Payments – PIS 98.46% Payments – VRP 100.00% Products 98.24% Standing Orders – AIS 97.76% Standing Orders – PIS 96.49% Transactions 97.94% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.43% Account Requests – COF 100.00% Accounts 99.34% Balances 99.10% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.73% Payments – PIS 99.93% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.69% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.99% Accounts 100.00% Balances 100.00% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 99.81% Products 99.99% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.96% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 99.99% Statements 99.98% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.99% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
July 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average weighted API availability 99.99 % Core hours (06:00-00:00) 99.99 % Non core hours (00:00-06:00) 99.97 %
July 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Bank of Scotland Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Coutts Availability by Endpoint Category: July 2026 Account Requests – AIS 97.65% Account Requests – COF 100.00% Accounts 97.86% Balances 97.75% Beneficiaries 97.92% Direct Debits 98.24% Payments – AIS 98.22% Payments – CoF 98.51% Payments – PIS 98.46% Payments – VRP 100.00% Products 98.24% Standing Orders – AIS 97.76% Standing Orders – PIS 96.49% Transactions 97.94% Danske Bank Availability by Endpoint Category: July 2026 Account Requests – AIS 99.43% Account Requests – COF 100.00% Accounts 99.34% Balances 99.10% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.73% Payments – PIS 99.93% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.69% First Direct Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.96% Halifax Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.98% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.93% Lloyds Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 99.99% Accounts 100.00% Balances 100.00% Beneficiaries 99.99% Direct Debits 99.99% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 99.81% Products 99.99% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% NWB Availability by Endpoint Category: July 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.96% Balances 99.97% Beneficiaries 99.97% Direct Debits 99.97% Payments – AIS 99.97% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.97% Standing Orders – AIS 99.97% Standing Orders – PIS 99.99% Statements 99.98% Transactions 99.97% RBS Availability by Endpoint Category: July 2026 Account Requests – AIS 99.98% Account Requests – COF 100.00% Accounts 99.98% Balances 99.98% Beneficiaries 99.98% Direct Debits 99.98% Payments – AIS 99.98% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 99.99% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 99.99% Transactions 99.98% Santander UK plc Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: July 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00%
Average API response times Average API response times by brand Response times by brand July 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API Response Time 330 milliseconds July 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): July 2026 Account Requests – AIS 181ms Accounts 139ms Balances 111ms Beneficiaries 1,887ms Direct Debits 558ms Payments – AIS 97ms Payments – CoF 162ms Payments – PIS 165ms Payments – VRP 718ms Products 369ms Standing Orders – AIS 141ms Standing Orders – PIS 150ms Transactions 123ms AIB Group (UK) p.l.c. Response times (milliseconds): July 2026 Account Requests – AIS 107ms Accounts 63ms Balances 37ms Payments – CoF 92ms Payments – PIS 66ms Payments – VRP 741ms Products 114ms Standing Orders – AIS 62ms Standing Orders – PIS 82ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): July 2026 Account Requests – AIS 180ms Account Requests – COF 753ms Accounts 289ms Balances 294ms Beneficiaries 3,653ms Payments – AIS 516ms Payments – CoF 469ms Payments – PIS 834ms Payments – VRP 978ms Products 356ms Standing Orders – AIS 608ms Standing Orders – PIS 484ms Statements 913ms Transactions 310ms Bank of Scotland Response times (milliseconds): July 2026 Account Requests – AIS 200ms Account Requests – COF 234ms Accounts 196ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 222ms Payments – CoF 215ms Payments – PIS 358ms Payments – VRP 399ms Products 430ms Standing Orders – AIS 195ms Standing Orders – PIS 461ms Statements 360ms Transactions 232ms Barclays Response times (milliseconds): July 2026 Account Requests – AIS 119ms Account Requests – COF 189ms Accounts 178ms Balances 167ms Beneficiaries 220ms Direct Debits 183ms Payments – AIS 216ms Payments – CoF 278ms Payments – PIS 235ms Payments – VRP 256ms Products 337ms Standing Orders – AIS 195ms Standing Orders – PIS 184ms Statements 139ms Transactions 216ms Coutts Response times (milliseconds): July 2026 Account Requests – AIS 1,316ms Account Requests – COF 1,057ms Accounts 223ms Balances 201ms Beneficiaries 480ms Direct Debits 160ms Payments – AIS 855ms Payments – CoF 337ms Payments – PIS 834ms Payments – VRP 1,687ms Products 196ms Standing Orders – AIS 252ms Standing Orders – PIS 2,071ms Transactions 435ms Danske Bank Response times (milliseconds): July 2026 Account Requests – AIS 86ms Accounts 669ms Balances 227ms Beneficiaries 111ms Direct Debits 328ms Payments – AIS 209ms Payments – CoF 156ms Payments – PIS 156ms Payments – VRP 254ms Products 162ms Standing Orders – AIS 310ms Standing Orders – PIS 165ms Transactions 623ms First Direct Response times (milliseconds): July 2026 Account Requests – AIS 147ms Account Requests – COF 317ms Accounts 325ms Balances 344ms Beneficiaries 540ms Direct Debits 506ms Payments – AIS 717ms Payments – CoF 431ms Payments – PIS 290ms Payments – VRP 352ms Products 605ms Standing Orders – AIS 514ms Standing Orders – PIS 453ms Statements 143ms Transactions 481ms Halifax Response times (milliseconds): July 2026 Account Requests – AIS 208ms Account Requests – COF 225ms Accounts 198ms Balances 145ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 206ms Payments – CoF 215ms Payments – PIS 360ms Payments – VRP 397ms Products 428ms Standing Orders – AIS 195ms Standing Orders – PIS 481ms Statements 356ms Transactions 253ms HSBC Business Response times (milliseconds): July 2026 Account Requests – AIS 188ms Account Requests – COF 286ms Accounts 317ms Balances 299ms Beneficiaries 227ms Direct Debits 473ms Payments – AIS 141ms Payments – CoF 492ms Payments – PIS 492ms Payments – VRP 463ms Products 752ms Standing Orders – AIS 169ms Standing Orders – PIS 445ms Statements 77ms Transactions 400ms HSBC Kinetic Response times (milliseconds): July 2026 Account Requests – AIS 226ms Accounts 458ms Balances 700ms Beneficiaries 971ms Direct Debits 1,312ms Payments – PIS 239ms Payments – VRP 533ms Standing Orders – AIS 1,339ms Standing Orders – PIS 195ms Transactions 814ms HSBC Personal Response times (milliseconds): July 2026 Account Requests – AIS 161ms Account Requests – COF 284ms Accounts 316ms Balances 337ms Beneficiaries 408ms Direct Debits 493ms Payments – AIS 743ms Payments – CoF 422ms Payments – PIS 286ms Payments – VRP 337ms Products 614ms Standing Orders – AIS 656ms Standing Orders – PIS 294ms Statements 72ms Transactions 486ms Lloyds Response times (milliseconds): July 2026 Account Requests – AIS 210ms Account Requests – COF 223ms Accounts 195ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 217ms Payments – CoF 214ms Payments – PIS 353ms Payments – VRP 393ms Products 428ms Standing Orders – AIS 194ms Standing Orders – PIS 480ms Statements 343ms Transactions 238ms MBNA Response times (milliseconds): July 2026 Account Requests – AIS 213ms Accounts 187ms Balances 243ms Beneficiaries 235ms Direct Debits 165ms Payments – AIS 133ms Payments – PIS 245ms Products 151ms Standing Orders – AIS 169ms Statements 297ms Transactions 492ms Mettle Response times (milliseconds): July 2026 Account Requests – AIS 81ms Accounts 131ms Balances 108ms Beneficiaries 84ms Direct Debits 242ms Payments – AIS 83ms Payments – PIS 162ms Payments – VRP 162ms Products 98ms Standing Orders – AIS 72ms Statements 1,202ms Transactions 148ms Nationwide Building Society Response times (milliseconds): July 2026 Account Requests – AIS 163ms Account Requests – COF 276ms Accounts 254ms Balances 241ms Beneficiaries 365ms Direct Debits 585ms Payments – AIS 151ms Payments – CoF 245ms Payments – PIS 325ms Payments – VRP 283ms Products 258ms Standing Orders – AIS 260ms Standing Orders – PIS 402ms Statements 392ms Transactions 294ms NWB Response times (milliseconds): July 2026 Account Requests – AIS 152ms Account Requests – COF 366ms Accounts 428ms Balances 409ms Beneficiaries 749ms Direct Debits 223ms Payments – AIS 291ms Payments – CoF 253ms Payments – PIS 323ms Payments – VRP 292ms Products 273ms Standing Orders – AIS 326ms Standing Orders – PIS 273ms Statements 178ms Transactions 389ms RBS Response times (milliseconds): July 2026 Account Requests – AIS 165ms Account Requests – COF 392ms Accounts 406ms Balances 407ms Beneficiaries 772ms Direct Debits 236ms Payments – AIS 279ms Payments – CoF 271ms Payments – PIS 363ms Payments – VRP 323ms Products 269ms Standing Orders – AIS 335ms Standing Orders – PIS 278ms Statements 204ms Transactions 385ms Santander UK plc Response times (milliseconds): July 2026 Account Requests – AIS 27ms Account Requests – COF 129ms Accounts 118ms Balances 78ms Beneficiaries 194ms Direct Debits 142ms Payments – CoF 117ms Payments – PIS 242ms Payments – VRP 172ms Products 72ms Standing Orders – AIS 123ms Standing Orders – PIS 227ms Statements 15ms Transactions 158ms UBN Response times (milliseconds): July 2026 Account Requests – AIS 170ms Account Requests – COF 477ms Accounts 414ms Balances 355ms Beneficiaries 856ms Direct Debits 251ms Payments – AIS 245ms Payments – CoF 294ms Payments – PIS 409ms Payments – VRP 359ms Products 282ms Standing Orders – AIS 277ms Standing Orders – PIS 222ms Statements 234ms Transactions 342ms
July 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Average API Response Time 330 milliseconds
July 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): July 2026 Account Requests – AIS 181ms Accounts 139ms Balances 111ms Beneficiaries 1,887ms Direct Debits 558ms Payments – AIS 97ms Payments – CoF 162ms Payments – PIS 165ms Payments – VRP 718ms Products 369ms Standing Orders – AIS 141ms Standing Orders – PIS 150ms Transactions 123ms AIB Group (UK) p.l.c. Response times (milliseconds): July 2026 Account Requests – AIS 107ms Accounts 63ms Balances 37ms Payments – CoF 92ms Payments – PIS 66ms Payments – VRP 741ms Products 114ms Standing Orders – AIS 62ms Standing Orders – PIS 82ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): July 2026 Account Requests – AIS 180ms Account Requests – COF 753ms Accounts 289ms Balances 294ms Beneficiaries 3,653ms Payments – AIS 516ms Payments – CoF 469ms Payments – PIS 834ms Payments – VRP 978ms Products 356ms Standing Orders – AIS 608ms Standing Orders – PIS 484ms Statements 913ms Transactions 310ms Bank of Scotland Response times (milliseconds): July 2026 Account Requests – AIS 200ms Account Requests – COF 234ms Accounts 196ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 222ms Payments – CoF 215ms Payments – PIS 358ms Payments – VRP 399ms Products 430ms Standing Orders – AIS 195ms Standing Orders – PIS 461ms Statements 360ms Transactions 232ms Barclays Response times (milliseconds): July 2026 Account Requests – AIS 119ms Account Requests – COF 189ms Accounts 178ms Balances 167ms Beneficiaries 220ms Direct Debits 183ms Payments – AIS 216ms Payments – CoF 278ms Payments – PIS 235ms Payments – VRP 256ms Products 337ms Standing Orders – AIS 195ms Standing Orders – PIS 184ms Statements 139ms Transactions 216ms Coutts Response times (milliseconds): July 2026 Account Requests – AIS 1,316ms Account Requests – COF 1,057ms Accounts 223ms Balances 201ms Beneficiaries 480ms Direct Debits 160ms Payments – AIS 855ms Payments – CoF 337ms Payments – PIS 834ms Payments – VRP 1,687ms Products 196ms Standing Orders – AIS 252ms Standing Orders – PIS 2,071ms Transactions 435ms Danske Bank Response times (milliseconds): July 2026 Account Requests – AIS 86ms Accounts 669ms Balances 227ms Beneficiaries 111ms Direct Debits 328ms Payments – AIS 209ms Payments – CoF 156ms Payments – PIS 156ms Payments – VRP 254ms Products 162ms Standing Orders – AIS 310ms Standing Orders – PIS 165ms Transactions 623ms First Direct Response times (milliseconds): July 2026 Account Requests – AIS 147ms Account Requests – COF 317ms Accounts 325ms Balances 344ms Beneficiaries 540ms Direct Debits 506ms Payments – AIS 717ms Payments – CoF 431ms Payments – PIS 290ms Payments – VRP 352ms Products 605ms Standing Orders – AIS 514ms Standing Orders – PIS 453ms Statements 143ms Transactions 481ms Halifax Response times (milliseconds): July 2026 Account Requests – AIS 208ms Account Requests – COF 225ms Accounts 198ms Balances 145ms Beneficiaries 228ms Direct Debits 216ms Payments – AIS 206ms Payments – CoF 215ms Payments – PIS 360ms Payments – VRP 397ms Products 428ms Standing Orders – AIS 195ms Standing Orders – PIS 481ms Statements 356ms Transactions 253ms HSBC Business Response times (milliseconds): July 2026 Account Requests – AIS 188ms Account Requests – COF 286ms Accounts 317ms Balances 299ms Beneficiaries 227ms Direct Debits 473ms Payments – AIS 141ms Payments – CoF 492ms Payments – PIS 492ms Payments – VRP 463ms Products 752ms Standing Orders – AIS 169ms Standing Orders – PIS 445ms Statements 77ms Transactions 400ms HSBC Kinetic Response times (milliseconds): July 2026 Account Requests – AIS 226ms Accounts 458ms Balances 700ms Beneficiaries 971ms Direct Debits 1,312ms Payments – PIS 239ms Payments – VRP 533ms Standing Orders – AIS 1,339ms Standing Orders – PIS 195ms Transactions 814ms HSBC Personal Response times (milliseconds): July 2026 Account Requests – AIS 161ms Account Requests – COF 284ms Accounts 316ms Balances 337ms Beneficiaries 408ms Direct Debits 493ms Payments – AIS 743ms Payments – CoF 422ms Payments – PIS 286ms Payments – VRP 337ms Products 614ms Standing Orders – AIS 656ms Standing Orders – PIS 294ms Statements 72ms Transactions 486ms Lloyds Response times (milliseconds): July 2026 Account Requests – AIS 210ms Account Requests – COF 223ms Accounts 195ms Balances 144ms Beneficiaries 228ms Direct Debits 215ms Payments – AIS 217ms Payments – CoF 214ms Payments – PIS 353ms Payments – VRP 393ms Products 428ms Standing Orders – AIS 194ms Standing Orders – PIS 480ms Statements 343ms Transactions 238ms MBNA Response times (milliseconds): July 2026 Account Requests – AIS 213ms Accounts 187ms Balances 243ms Beneficiaries 235ms Direct Debits 165ms Payments – AIS 133ms Payments – PIS 245ms Products 151ms Standing Orders – AIS 169ms Statements 297ms Transactions 492ms Mettle Response times (milliseconds): July 2026 Account Requests – AIS 81ms Accounts 131ms Balances 108ms Beneficiaries 84ms Direct Debits 242ms Payments – AIS 83ms Payments – PIS 162ms Payments – VRP 162ms Products 98ms Standing Orders – AIS 72ms Statements 1,202ms Transactions 148ms Nationwide Building Society Response times (milliseconds): July 2026 Account Requests – AIS 163ms Account Requests – COF 276ms Accounts 254ms Balances 241ms Beneficiaries 365ms Direct Debits 585ms Payments – AIS 151ms Payments – CoF 245ms Payments – PIS 325ms Payments – VRP 283ms Products 258ms Standing Orders – AIS 260ms Standing Orders – PIS 402ms Statements 392ms Transactions 294ms NWB Response times (milliseconds): July 2026 Account Requests – AIS 152ms Account Requests – COF 366ms Accounts 428ms Balances 409ms Beneficiaries 749ms Direct Debits 223ms Payments – AIS 291ms Payments – CoF 253ms Payments – PIS 323ms Payments – VRP 292ms Products 273ms Standing Orders – AIS 326ms Standing Orders – PIS 273ms Statements 178ms Transactions 389ms RBS Response times (milliseconds): July 2026 Account Requests – AIS 165ms Account Requests – COF 392ms Accounts 406ms Balances 407ms Beneficiaries 772ms Direct Debits 236ms Payments – AIS 279ms Payments – CoF 271ms Payments – PIS 363ms Payments – VRP 323ms Products 269ms Standing Orders – AIS 335ms Standing Orders – PIS 278ms Statements 204ms Transactions 385ms Santander UK plc Response times (milliseconds): July 2026 Account Requests – AIS 27ms Account Requests – COF 129ms Accounts 118ms Balances 78ms Beneficiaries 194ms Direct Debits 142ms Payments – CoF 117ms Payments – PIS 242ms Payments – VRP 172ms Products 72ms Standing Orders – AIS 123ms Standing Orders – PIS 227ms Statements 15ms Transactions 158ms UBN Response times (milliseconds): July 2026 Account Requests – AIS 170ms Account Requests – COF 477ms Accounts 414ms Balances 355ms Beneficiaries 856ms Direct Debits 251ms Payments – AIS 245ms Payments – CoF 294ms Payments – PIS 409ms Payments – VRP 359ms Products 282ms Standing Orders – AIS 277ms Standing Orders – PIS 222ms Statements 234ms Transactions 342ms
Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand July 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Successful API calls Total calls 2,936,062,491 % of overall total calls 99.54 % AIS Total calls 2,316,461,719 % of overall total calls 99.46 % PIS Total calls 171,381,989 % of overall total calls 99.69 % July 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart July 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Successful API calls Total calls 2,936,062,491 % of overall total calls 99.54 % AIS Total calls 2,316,461,719 % of overall total calls 99.46 % PIS Total calls 171,381,989 % of overall total calls 99.69 %
July 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
July 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart
Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand July 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API Calls Total calls 13,515,408 % of overall total calls 0.46% Business Total calls 11,742,520 % of overall total calls 0.40% Technical Total calls 1,772,888 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. July 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
July 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed API Calls Total calls 13,515,408 % of overall total calls 0.46% Business Total calls 11,742,520 % of overall total calls 0.40% Technical Total calls 1,772,888 % of overall total calls 0.06% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
July 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
July 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
July 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
Rejected API calls Rejected API calls by brand July 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Rejected API Calls Total calls 3,494,078 % of overall total calls 0.118% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. July 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
July 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart Rejected API Calls Total calls 3,494,078 % of overall total calls 0.118% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
July 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in July. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.