Koyo

Personal loans, only fairer. We use your bank data to offer more competitively priced credit

Koyo is an Open Banking powered lender. Open Banking is the secure way to give lenders or financial providers like us, access to transactional banking data. Our innovative approach enables us to offer competitively priced credit based on borrowers spending habits, rather than what credit scoring agencies say about them. A win-win for all.
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