Through a white-labelled, AI-powered insights platform, Fractal aims to enable banks to increase SME engagement, anticipate financing needs and make better credit decisions.
With the account holder’s permission, Open Banking allows Fractal to access a read-only view of their banking data. It only takes a few minutes to connect their accounts to the application. Fractal keeps all sensitive financial information safe and secure.
As a fintech pioneer with a mission to help close the global SME funding gap, Fractal is using artificial intelligence technologies to enhance financial data required to decision credit, thereby removing friction in the SME lending process. Fractal aims to strengthen the backbone of the economy by removing friction in the SME financing market.