The OBIE’s Annual Report


Created in the interests of transparency – to provide an overview of the OBIE’s activities for 2020 and 2021.

2020 was a transformational year for open banking and for the Open Banking Implementation Entity (OBIE).

Open banking, and the Open Banking Implementation Entity, have come a long way since the Competition and Markets Authority’s retail banking market investigation in 2016.

This report explains who we are and why our role matters; it summarises our work across 2020 and 2021, and it provides an overview of open banking-enabled products and services. We highlight the day-to-day activities at the OBIE, as well as an overview into our governance and financials.

Read the OBIE’s Annual Report today:

The OBIE’s Annual Report – Digital edition

Read the OBIE’s Annual Report for 2020 and 2021 on our digital Foleon platform – optimised for desktop, tablet and mobile to ensure a smooth and engaging user experience.

The OBIE’s Annual Report – Print edition

Access the OBIE’s Annual Report for 2020 and 2021 as a PDF – either through your browser or on whatever document reader software your organisation enables.

What’s in store for open banking
Learn about the OBIE’s

objectives and ambitions for the rest of 2021, as we continue to build momentum and enable the thriving open banking ecosystem.″ width=”640″ height=”360″ frameborder=”0

We’ve come a long way in the last three years.

  • Curating a vibrant ecosystem of banks and fintechs
  • Facilitating the use of a common set of standards
  • Enabling API volumes to grow and adoption to build

Open banking – the future of money, where you’re in control.