Multimedia Topic: Open Finance

Innovation Meets Regulation: The Balancing Act – How do regulation and innovation fuel each other? Senior figures from regulators, banks, and fintechs debate the costs, frictions, and opportunities. The UK model is in focus: can standards become the ultimate enabler of trust and adoption at scale. 

Panel
Open Banking Expo 2025
Open Innovation Exchange
Voices from the Edge: Start-Ups Shaping the Future

The Open Innovation Exchange opened with a dynamic session featuring Charlie Mercer, Start-up Coalition, Luke Ladyman, Debitscore by Cheddar, and Wayne Lloyd, Smarter Contracts, moderated by OBL’s Ecosystem Engagement Director Mel Lazarus. The panel shared candid insights into the ambitions and roadblocks faced by start-ups at the edge of innovation, offering senior leaders a glimpse into what’s needed to scale new ideas and sustain competition.

10:00 – 10:30 – Open mic debate

Panel

Open Banking Expo 2025

After a positive year for open banking, we ask industry and OBL experts for their views on key developments for 2025 from business borrowing to consumer protection; from financial inclusion to fraud; and from the National Payments Vision to a smart data economy.

Recommendations for the Future of Open Banking