Innovation Meets Regulation: The Balancing Act – How do regulation and innovation fuel each other? Senior figures from regulators, banks, and fintechs debate the costs, frictions, and opportunities. The UK model is in focus: can standards become the ultimate enabler of trust and adoption at scale. Panel Nick Davey, OBL – Moderator Araba Eshun, Plaid Adam Jackson, Innovate Finance Chris Hemsley, Fingleton Mike Jones, Bank of England Open Banking Expo 2025