Coconut’s simple tax app helps self-employed people and landlords track income, manage invoicing, claim expenses, and work out how much to set aside for tax. https://www.getcoconut.com/ View FCA registration
Finmo is a personal financial management tool for full and part-time self-employed workers with a focus on improving financial health and filing taxes. https://finmo.co.uk/ View FCA registration
Enable Banking is a financial connectivity platform which provides direct access to banks payments and account information APIs. https://enablebanking.com View registration (registered in Finland)
finAPI provides access to accounts and deposits, various financial and risk analysis, and identity verification via open banking. https://www.finapi.io/en/home/ View registration (registered in Germany)
Plum is a savings and investment app that can help you save and invest money, manage your budget, and find a better deal on household bills. Withplum.com View FCA registration
Chip is an investment and savings app that aims to make building your wealth simple. Chip works by connecting to your bank account via open banking. Download Chip to begin investing in funds, open our general investment account, or a savings account. getchip.uk View FCA registration
Kroo is a digital challenger bank. It offers a free current account via its mobile app. www.kroo.com View FCA registration
Statosfera enriches financial data to help make better-informed business decisions for growth, target customers and mitigate risks. https://www.statosfera.com View registration (registered in Hungary)
OneID enables anyone with a UK bank account to easily prove who they are online via a 100% digital service. OneID is a Digital Identity Service Provider certified under the DSIT Digital Identity and Attributes Trust Framework to provide a bank-verified digital identity service for any online journey. We enable 50m UK consumers to consent to share their bank-verified identity data with a 3rd party service provider to easily onboard and authenticate themselves. https://oneid.uk View FCA registration
We understand that personal finances tell a story of where people’s money comes from and how much they can afford. That’s why we provide businesses with financial profiles to make better decisions about their customers. Whether it’s understanding the source of funds or affordability, we’ve got it covered through a simple API. This is complemented by a white-label app that businesses can give to their customers. It helps promote better financial wellbeing and builds a stronger, sustainable relationship with them. Our services help businesses approve and retain customers, reduce fraud, and save money on operational costs. fintellity.com View FCA registration
Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company focuses on:1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway.2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licensed in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report. saltedge.com View FCA registration
Payments platform that connects directly with existing bank accounts using AIS to send smart payments using PIS. Recipients are referenced using social contact details or QR code, including business payments for checkout. cheddar.me View FCA registration
Hammock is the property finance platform for landlords. From a single platform, landlords can manage all transactions related to their rental properties, access automated bookkeeping services and keep track of their property tax statement. Landlords can securely connect unlimited bank accounts to Hammock via open banking to bring all their property finances in one place. usehammock.com View FCA registration
There are three main problems encountered when integrating banking systems: complexity, compliance, and resource-intensive processes integrating with legacy infrastructure. Finexer resolves these problems by leveraging open banking to enable companies to initiate payments and access financial data through an extensive API that gives developers maximum flexibility. Through the single point of access, companies are able to initiate instant payments, access high-quality financial data in real-time from thousands of banks and bank accounts, and verify their customers streamlining KYC and AML processes. finexer.com View FCA registration
clarityONLINE with the addition of open banking enables our clients to see the valuation of their bank and credit cards alongside their Clarity-managed assets, self-managed assets for themselves, and linked dependents. Clients can also manage many other aspects of their wealth including wealth plans, portfolios, and asset allocation. clarityglobal.com View FCA registration
A platform for banks and fintechs that handle open banking ecosystems, making it simple for financial institutions to leverage open APIs. obconnect is a subsidiary of the PayPoint Group. https://obconnect.io/ View FCA registration
Banco ActivoBank is a credit institution, supervised by Banco de Portugal. It offers bank accounts, loans, credit and debit cards, and savings and investment products. https://www.activobank.pt/en View registration (registered in Portugal)
The Gibraltar International Bank (GIB) is a public bank owned by the Government of Gibraltar. It offers banking services for personal, business and corporate clients. https://www.gibintbank.gi/ It is authorised and regulated by the Gibraltar Financial Services Commission.
Zempler bank is a UK challenger bank for small businesses. We offer faster, smarter, simpler current accounts for entrepreneurs, independent businesses and consumers. Cashplus.com View FCA registration
Plaid is a world leading open banking platform. We use our global network and local expertise, so your customers can see their financial data and make payments from your app. We have a single API. But we don’t believe in one-size-fits-all. We bring together the technology of PIS (Payment Initiation Services) and AIS (Account Information Services) and so you can create the payments journey your business needs. We take care of the details, so you can focus on your business. Plaid, B.V. is an authorised payment institution regulated by the Dutch Central Bank under the Dutch Financial Supervision Act for the provision of payment services (account information services). plaid.com/eu
Paprika joins up all departments within a company including features such as contact management, job costing, forecasting, estimating, resource planning, time and expense entry, client billing, credit controller, accounting, budgeting and much more. We are currently developing bank feeds which will use open banking. This will allow transactions to be securely imported from a client’s bank or financial institution to Paprika (our software) ready for reconciliation.
Digiteal provides PSD2 services throughout Europe. Through open banking, we also deliver those services in the UK. digiteal.eu View registration (registered in Belgium)
Deutsche Bank’s Merchant Solutions offers acceptance products across the globe. The Request to Pay service is an innovative e-commerce solution allowing merchants to collect funds from their end-customers who authorise the related payments in an automated, integrated and secure way. This solution is a practical application of PSD2’s Payment Initiation Service licence in combination with Instant Payments. It is live with more than 2,000 banks across 15 countries. Corporate Solutions – Request to pay View registration (Germany)
Instant, real-time payroll payments. IGsend from Income Group gives the control and flexibility to pay employees and to fix payroll problems. https://incomegroup.co.uk/ View FCA registration
Fena is an open banking company that enables businesses to save money, reduce fraud and improve cash flow through instant account-to-account payments. Using fena, businesses can: Save money – transactions fees up to 85% cheaper than card payments Improve cashflow – instant settlement as payments land in your bank account within seconds, not days Reduce fraud – all payments authorised securely from your customer’s banking app Easy to integrate – quickly integrate using our plugins, or using our suite of APIs and SDKs View FCA Registration https://www.fena.co/
Soldo is both a financial services and software company. Its spend management platform automates employee and business spending, from decision to spend to reconciliation. https://www.soldo.com/en-gb/ View FCA registration
Intesa Sanpaolo SpA’s UK branch offers commercial banking, investment banking, and structured finance products and services to corporate clients and financial institutions. https://group.intesasanpaolo.com/en/ View registration (registered in Italy)
Capium is an online accounting and practice management software, tailored specifically for accounting practices. https://capium.com View FCA registration
Rimbal enable individuals to access their bank account information and securely share it with their financial adviser, so their financial adviser can deliver better, more personalised services particularly in-relation to the ‘fact-find’ process and understanding the circumstances of the client. The long-term opportunity with Open Banking and AIS will be to enhance what financial advisers are already doing for their clients as part of a holistic financial planning practice by improving the robustness and availability of data, the efficiency for obtaining the information and the user experience for all stakeholders leading to better client outcomes and lower risk. rimbal.com View FCA registration