Finclude offers financial wellness services with the use of open banking and PSD2. We empower EU citizens’ fair access to credit and expand the consumer credit markets for financial institutions. Our score is not based on past credit events but on your financial & transactional behaviour. Our score follows you across borders. We aggregate and interpret transactional data for better credit decisions. Finclude goes beyond traditional credit scoring, providing a comprehensive view of a customer’s creditworthiness, affordability and financial behaviour. Our platform is built with privacy at heart. Finclude score is free and will always be free for individuals. finclude.ai View registration (registered in Ireland)
PayStream provides limited company, umbrella company and back office services to contractors and recruitment agencies. https://www.paystream.co.uk View FCA registration
Consumer credit-building service, providing personalised insights and a revolving credit line for key bills to improve customers’ credit score. Pave provides credit building and coaching to help customers improve their credit score and manage their bills. We display the TransUnion and Equifax credit scores to customers, personalised credit insights, and reports to all three bureaus. By connecting via open banking, Pave detects regular bill payments to power bill alerts and offer a 0% interest loan to assist with missed bill payments. This credit line supports customers further by actively building their score. We use open banking to run affordability and risk checks, too. Pave also provides coaching, including seven-day CreditExpert support. https://www.paveapp.com/ View FCA registration Formerly Portify Limited
Wolters Kluwer is a leader in information services and solutions for professionals in business, tax and accounting. https://www.wolterskluwer.com/en-gb View FCA registration
WorldPay from FIS aims to open doors to new insights, payment experiences and costs savings, as well as the opportunity to drive customer loyalty. Our open banking solution provides the option for your customers to pay you directly from their bank account. Our single, streamlined integration enables simple reporting and consolidated payouts. Simple set-up and integration Uncomplicated reporting and consolidated payouts Variety of payment options from around the world Security, fraud, and loss mitigation solutions Revenue optimization Consultative approach from payments experts Data insights from 40 billion transactions per year Have Worldpay’s payments experts working for you. worldpay.com View FCA registration
Our advice, innovative investments, leading technology and dedicated support are designed to help you do more with your money. https://www.tpllp.com/ View FCA registration
Komerční banka provides a wide range of services in retail, corporate and investment banking. It is one of the leading banking institutions in the Czech Republic and in Central and Eastern Europe. Komerční banka is a member of the Group Société Générale. https://www.kb.cz/en/
Caixa Geral de Depósitos (CGD) is a Portuguese state-owned bank, and the largest bank in Portugal. CGD provides retail banking, commercial banking, investment banking, asset management, and insurance services. https://www.cgd.pt/English/Individuals/Pages/Individuals.aspx View registration (registered in Portugal)
Acquired.com is a data-rich payments platform designed as a complete solution to fulfil all merchant’s payment requirements, from pay-in to pay-out – on a single platform. Process Visa, Mastercard and American Express payments via web, mobile and virtual terminal. Offer gateway based direct bank-to-bank account-based payments via the Open Banking network. Create and maintain IBAN’s and ledgers, using Acquired.com’s Business Banking Platform or by API. Send or receive funds using Faster Payments or SEPA. acquired.com View FCA registration
Fintecture is a French payment institution that is transforming transfer payments, enabling businesses to free up their turnover in different purchase scenarios (online, in-store, remote orders). https://www.fintecture.com/en View registration (registered in France)
Swoop is here to simplify and speed up the process businesses go through to access grants, debt and equity. Get matched with tailored funding from thousands of providers across loans, equity, and grants, and cut business costs in one fell swoop. Swoopfunding.com View FCA registration
Let’s face it, you don’t have time to check how you’re spending your money every 5 minutes. But Snoop does. And Snoop does it brilliantly, 24×7. Just connect your current accounts and any credit cards and let Snoop get to work to find clever ways for you to save money. Snoop does three things brilliantly… Keeps an eye on your bills so you don’t get ripped off. Saves you money at places you already spend. Shows all your bank accounts in one place. Download the Snoop app, connect a bank account and you can start saving in under 5 minutes. snoop.app View FCA registration
Our predictive dashboards model industry data, using machine learning and artificial intelligence, connected to our client’s financial data via open banking, to provide a financial forecast that benchmarks our clients to their sector. The service brings together a vast quantity of public industry data and makes it accessible, useable and useful. It is subscription based, responsive to the client’s scale and needs, constantly updating without the need for installation client-side and uses the latest machine learning and artificial intelligence to continuously develop the predictive forecasting. predictiveblack.com View FCA registration
Armalytix is the engine of proof for the digital economy, your solution for financial crime and social responsibility checks. Get the data, answers and evidence you need quickly and effectively, seamlessly integrated into your existing workflows. – Financial insights and checks using bank-level security – Ask the questions and get the evidence and analysis you need – Create tailored questionnaires or choose from industry-endorsed templates – Full fact finds – Simple upload of supporting documentation for clients Start using Armalytix today. armalytix.com View FCA registration
Yaspa is an award-winning fintech that connects identity and money to simplify – and accelerate – the way we pay. Founded in 2017 by James Neville, a former Worldpay CTO, Yaspa uses open banking to provide instant bank payments that are faster, more secure and more cost-effective than some cards. Our modular platform includes pay-ins, payouts, account verification and vIBANs. We also help regulated businesses seamlessly verify and manage customers and their payments through the development of innovative open-banking-based solutions that deliver data-driven insights and a great customer experience. Yaspa (previously known as Citizen) operates across the UK and Europe and is regulated by the UK’s Financial Conduct Authority (FCA) to provide payment initiation and account information services. Yaspa.com View FCA registration
Envisage enables financial services firms to better serve their customers through differentiated digital experiences powered by our API. Envizage is a trading name of Lifescale Limited www.envizage.me View FCA registration
Please note: This app currently targets banks from Germany. Supported banks are listed on the website. A free trial version is available. moneymoney-app.com View registration (registered in Germany)
Embed cashback offers into your product and access hundreds of merchant offers from top brands through our easy to integrate API. https://loyalbe.io/ View FCA registration
Akoni provides a simple to use cash marketplace and platform that aims to enable consumers and businesses to earn more interest on their cash. Akoni is FCA regulated in the UK, working with multiple banks to help clients manage their cash with automated prompting, governance and risk controls as well as easy deposit instructions. Akoni helps business and consumer savers work out suitable savings goals, with tools for business including liquidity and risk management. We believe that open banking and open data personalises and democratises financial services for all. akonihub.com View FCA registration
Certua is an embedded finance platform. We help our partners grow by embedding innovative insurance products and services to increase their users’ financial resilience. Certua.io FCA registration
Friendly Score UK LTD, operating under the name Planky, is an FCA-regulated Account Information Service Provider (AISP), Credit Reference Agency, and analytical software company, offering Open Banking data aggregation services and bank account analytics for personal and business bank accounts. Planky delivers leading-edge financial insights to business providers and their customers. Through digital innovation and deep analytics, Planky helps businesses to make faster, more accurate financial assessments of their customers. https://planky.com View FCA registration
Agitate offers fintech, identity and open banking solutions. https://www.miapago.com View FCA registration
We provide world-leading financial planning solutions that support you, your clients and your business at every step. Intelliflo.com View FCA registration
Wallet by BudgetBakers builds a picture of all your assets, monitoring your money and helping control spending. Wallet works across multiple currencies and multiple accounts. https://budgetbakers.com/ View registration (registered in the Czech Republic)
Connect to thousands of banks across 19 countries in minutes through Yapily’s open banking API. Access data, process payments, and more for both business and consumer accounts. Yapily.com View FCA registration
Clear Books provides easy-to-use accounting and payroll software for small businesses and accountants in the UK. https://www.clearbooks.co.uk/ View FCA registration
Klarna Kosma is Klarna’s Financial Technology Platform for banks, fintechs, and innovative merchants, which are developing payment services or need access to financial data to create their own solutions to benefit the end-user. Our proven and mature platform provides essential connectivity to a growing network of more than 15,000 banks in 27 countries with >95% bank coverage in each market and can support account verification, bank transfer, business transactions management, identity verification, categorization, multibanking and risk management through a single open banking API. We process more than 1bn transactions a year and are the most extensive open banking platform in the world with 17 years’ worth of experience. View FCA registration www.kosma.com
Experts in savings, lending and green consumer finance, we pioneer smart products and new technology to remove financial barriers and make it easier to manage your money. Tandem uses secure open banking technology to connect to your preferred current account, allowing you to make quick and easy bank transfers into your Tandem savings account. Tandem.co.uk View FCA registration
NatWest Markets is the UK-based investment banking arm of NatWest Group. It offers debt financing, risk management and trading solutions. www.natwest.com/corporates.html View FCA registration
HubSolv offers a fintech suite with tasks, document and payment automations, full reporting, integrations and features to streamline qualification and case management processes. Our automated case management system helps professionals in insolvency, lending and financial advice to get an accurate picture of individuals’ financial circumstances. With Open Banking, HubSolv can automatically populate information from the individual’s current account in real-time. The technology fully complies with the Standard Financial Statement and allows those in financial difficulty to share their data in a completely secure manner, for a full and accurate affordability assessment. hubsolv.com View FCA registration