CRIF RealTime Limited

Designed for the SME business market, our behavioural algorithm uses open banking data to analyse a company’s interactions across the financial system.

Our Credit Passport® product provides a credit score in real-time, and aims to enable SMEs to access finance, benefit from commercial terms by raising their credit profile and to demonstrate their financial stability when accessing international markets or trade deals.

Our Credit Gateway API products aim to allow platforms and lenders to benefit from a solid banking compliant SME credit score, and aim to allow customers to offer instant lending, rate entire portfolios of loans or facilitate a dialogue with SMEs.

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