Regulated providers

These companies are directly enrolled in the Open Banking Directory and authorised to provide secure open banking-enabled services.

Visit our case studies library for examples of open banking in real life, and our insights section for research and articles on open banking, open finance, smart data and more.

Open Banking Limited does not endorse the products, services or statements listed here. See our website terms and conditions.

Find a regulated provider:

Filter by:

All Providers

Account Providers

Third Party Providers

Deutsche Bank AG

The Request to Pay service is an innovative e-commerce solution allowing merchants to collect funds from end-customers who authorise the related payments in an automated, integrated and secure way.

Spendee s.r.o.

Connect all bank accounts into one app and get personalised financial insights.

Monese Ltd

A banking alternative that offers a fast borderless money account in 31 countries.

FBN Bank (UK) Ltd

A specialist international bank focused on facilitating trade between Africa and Europe, providing a comprehensive range of retail and corporate financial services.

Madison CF UK Limited

118 118 Money provides personalised financial solutions including loans and credit cards.

Swoop Finance Ltd

Swoop is here to simplify and speed up the process businesses go through to access grants, debt and equity.

Nordea Bank Abp

Nordea is a universal bank with a 200-year history of supporting the Nordic economies. It offers banking services for personal customers, SMEs and corporate customers.

Chip Financial Ltd

Chip is an investment and savings app. Download Chip to begin investing in funds, open our general investment account or open a savings account.

Ghana International Bank Plc

Ghana International Bank plc offers corporate, retail and small business banking, trade finance, and correspondent banking.

Coventry Building Society

The Coventry Building Society offers a range of savings and mortgage products.

ECOSYSTEM HIGHLIGHTS

OBL CEO, Henk Van Hulle commented: “Open banking has made much progress in its six-year history, but 2025 potentially heralds the biggest leap yet. The passage of the Data Bill, advancement of the National Payments Vision, and the implementation of cVRPs will provide a strong foundation for the future.

The sector is the best placed it has ever been to deliver innovation and this will deliver better outcomes for consumers and businesses, enable increased competition in the payments space, and support wider economic growth.”

Cookie	Duration	Description
cookielawinfo-checkbox-advertisement	1 year	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Cookie	Duration	Description
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_hjAbsoluteSessionInProgress	30 minutes	No description available.
_hjFirstSeen	30 minutes	This is set by Hotjar to identify a new user’s first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.
_hjid	1 year	This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
_hjIncludedInPageviewSample	2 minutes	No description available.
_hjTLDTest	session	No description available.
pardot	past	The cookie is set when the visitor is logged in as a Pardot user.
vuid	2 years	This domain of this cookie is owned by Vimeo. This cookie is used by vimeo to collect tracking information. It sets a unique ID to embed videos to the website.

Cookie	Duration	Description
lpv840283	30 minutes	No description
visitor_id840283	10 years	No description
visitor_id840283-hash	10 years	No description