Regulated providers

A money app and financial assistant that's helped 6 million people budget better, build credit, and escape their overdraft.

Banco Santander Totta is a Portuguese commercial bank. It provides general and industrial credit.

Token is an open banking infrastructure provider enabling payment providers to efficiently launch and successfully scale with open banking payments.

TrueLayer is an open banking payments network, providing real-time bank payments, data and identity APIs across the UK and Europe.

Vanquis is a UK-based credit provider offering responsible and reliable access to credit for people who want to improve their credit profile or recover their financial health.