Pave Fintech Limited

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Consumer credit-building service, providing personalised insights and a revolving credit line for key bills to improve customers’ credit score.

Pave provides credit building and coaching to help customers improve their credit score and manage their bills. We display the TransUnion and Equifax credit scores to customers, personalised credit insights, and reports to all three bureaus. By connecting via open banking, Pave detects regular bill payments to power bill alerts and offer a 0% interest loan to assist with missed bill payments. This credit line supports customers further by actively building their score.

We use open banking to run affordability and risk checks, too.

Pave also provides coaching, including seven-day CreditExpert support.

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Formerly Portify Limited