Verge Capital Limited

Finclude offers financial wellness services with the use of Open Banking and PSD2.

We empower EU citizens’ fair access to credit and expand the consumer credit markets for financial institutions.

Our score is not based on past credit events but on your financial & transactional behaviour. Our score follows you across borders. We aggregate and interpret transactional data for better credit decisions. Finclude goes beyond traditional credit scoring, providing a comprehensive view of a customer’s creditworthiness, affordability and financial behaviour.

Our platform is built with privacy at heart.

Finclude score is free and will always be free for individuals.

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