Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how OneID’s identity verification services help boost BUSINESS productivity Digital identity provider OneID uses open banking-powered data to speed up ID verification for a wide range of services – from age assurance to Know Your Customer checks. Speeding up these time-consuming processes can free up valuable time and efficiencies for small businesses, as well as help prevent fraud and manual errors. Read our case study Tembo and GoCardless harness open banking to help homebuyers Buying a home can be stressful – searches, paperwork, securing lending – all take time and effort. Mortgage platform Tembo Money – in partnership with bank payment company GoCardless – taps into open banking to help homebuyers save for a deposit and find a mortgage faster. Read our case study OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report JUNE ECOSYSTEM HIGHLIGHTS 330 Regulated Providers90 Account Providers240 Third Party Providers157 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more June API performance99.47%Average API Availability348msAverage API Response Time99.46%Successful API Calls (%)99.74%Average API availability – weighted1971.6mSuccessful API Calls Actual0.54%Failed API CallsSee all latest figures BENEFITS Explore the many practical ways that open banking can help you take control of your finances. Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more LATEST NEWS AND INSIGHTS Event summary: Accelerating open banking and smart data 17 July 2025 Read more Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more Case studies How OneID’s open banking-powered identity verification services help boost productivity for small businesses 04 June 2025 Read more Case studies Tembo and GoCardless harness open banking to help homebuyers 22 May 2025 Read more Research OBL Impact Report 7: open banking delivers real-world impact as adoption accelerates year-on-year 16 May 2025 Read more
Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how OneID’s identity verification services help boost BUSINESS productivity Digital identity provider OneID uses open banking-powered data to speed up ID verification for a wide range of services – from age assurance to Know Your Customer checks. Speeding up these time-consuming processes can free up valuable time and efficiencies for small businesses, as well as help prevent fraud and manual errors. Read our case study Tembo and GoCardless harness open banking to help homebuyers Buying a home can be stressful – searches, paperwork, securing lending – all take time and effort. Mortgage platform Tembo Money – in partnership with bank payment company GoCardless – taps into open banking to help homebuyers save for a deposit and find a mortgage faster. Read our case study OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report JUNE ECOSYSTEM HIGHLIGHTS 330 Regulated Providers90 Account Providers240 Third Party Providers157 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide
Accelerating open banking and smart data – event summary OBL, Innovate Finance, and the APPG for Open Banking and Payments invited the ecosystem to chart the path from open banking to open finance and smart data. With the Data Act now law, and adoption at a record high of 14.2m users, momentum is building. Read our event summary
open banking savings account apps help build financial resilience Open-banking powered budgeting apps like Snoop offer customers a clear view of their finances, as well as spotting practical ways to cut spending and find better deals on household bills. The new savings account also ‘nudges’ customers to tuck away rainy day funds when possible to build a financial safety net. Our latest case study explains how
OneID’s identity verification services help boost BUSINESS productivity Digital identity provider OneID uses open banking-powered data to speed up ID verification for a wide range of services – from age assurance to Know Your Customer checks. Speeding up these time-consuming processes can free up valuable time and efficiencies for small businesses, as well as help prevent fraud and manual errors. Read our case study
Tembo and GoCardless harness open banking to help homebuyers Buying a home can be stressful – searches, paperwork, securing lending – all take time and effort. Mortgage platform Tembo Money – in partnership with bank payment company GoCardless – taps into open banking to help homebuyers save for a deposit and find a mortgage faster. Read our case study
OBL’s latest Impact Report reveals increased consumer adoption OBL’s seventh Impact Report paints a positive picture of open banking adoption in the UK, with one in five consumers benefiting from using the financial innovation. The report also reveals that, for the first time, we are seeing consumer adoption catch up with business use, and that there is a flourishing open banking ecosystem. Read the latest Impact Report
JUNE ECOSYSTEM HIGHLIGHTS 330 Regulated Providers90 Account Providers240 Third Party Providers157 Regulated entities with at least one proposition live with customers Read more
ECOSYSTEMFind all the information and support your organisation needs to create personalised open banking-enabled services. Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
Account ProvidersForge links to a thriving community of fintechs and other innovative firms – collaborating to deliver value-adds, tailored to customers’ financial needs via their bank transaction data.Find out more
Fintechs (TPPs)Build your proposition with access to the expertise and tools of a world-leading open banking ecosystem – plus the Open Banking Directory of participants.Find out more
Technical service providersFrom security standards to support services, open banking gives you trusted credentials.Find out more
RegulatoryInformation and guides to help you navigate open banking regulation, from the CMA order to PSD2 and beyond.Find out more
June API performance99.47%Average API Availability348msAverage API Response Time99.46%Successful API Calls (%)99.74%Average API availability – weighted1971.6mSuccessful API Calls Actual0.54%Failed API CallsSee all latest figures
BENEFITS Explore the many practical ways that open banking can help you take control of your finances.
Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more
BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more
LATEST NEWS AND INSIGHTS Event summary: Accelerating open banking and smart data 17 July 2025 Read more Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more Case studies How OneID’s open banking-powered identity verification services help boost productivity for small businesses 04 June 2025 Read more Case studies Tembo and GoCardless harness open banking to help homebuyers 22 May 2025 Read more Research OBL Impact Report 7: open banking delivers real-world impact as adoption accelerates year-on-year 16 May 2025 Read more
Case studies Snoop budgeting app and savings account aim to help build better savings habits 10 July 2025 Read more
Case studies How OneID’s open banking-powered identity verification services help boost productivity for small businesses 04 June 2025 Read more
Research OBL Impact Report 7: open banking delivers real-world impact as adoption accelerates year-on-year 16 May 2025 Read more