Trustly, launched in 2008, is the global leader in Pay by Bank solutions. Through its outstanding Open Banking platform, Trustly offers innovative payment experiences, connecting consumers and merchants. Its patented technology ensures that transactions are processed in real-time, providing both speed and security. Trustly’s dedication to reimagining how the world pays is reflected in its collaborations with major brands such as PayPal, eBay, and Hargreaves Lansdown in Europe and FanDuel, T-Mobile, and Coinbase in North America. To date, Trustly has transformed the performance and experience of payments for over 9,000 merchants in 30+ markets, connecting them to 650+ million consumers through 12,000 banks. www.trustly.com/en-GB View FCA registration You may be interested in Technical Services Moneyhub Financial Technology Download TSPs that help ASPSPs Ozone Download TSPs that help ASPSPs Ostia Download TSPs that help ASPSPs Salt Edge Download TSPs that help ASPSPs WSO2 Open Banking Download TSPs that help ASPSPs Monily Download
You may be interested in Technical Services Moneyhub Financial Technology Download TSPs that help ASPSPs Ozone Download TSPs that help ASPSPs Ostia Download TSPs that help ASPSPs Salt Edge Download TSPs that help ASPSPs WSO2 Open Banking Download TSPs that help ASPSPs Monily Download
Atoa allows UK businesses to accept payment via Bank App and save up to 60% on payment fees versus cards. Atoa reduces the high payment fees and slow payouts associated with cards while also solving the poor customer experience and reconciliation issues associated with traditional bank transfers. Businesses can accept payment via SMS, Email, QR, Invoice, eCommerce checkout and POS system. Atoa is trusted by thousands of UK businesses and rated “Excellent” on Trustpilot (Jan 2025). You can learn more by visiting www.paywithatoa.co.uk or download “Atoa Business” from the App Store or Play Store. www.paywithatoa.co.uk View FCA registration
Adyen is a financial technology platform. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions.We provide account information and payment initiation APIs in line with the Open Banking Standard. These APIs enable our SMEs to share their current account information or initiate payments securely with third party providers.https://www.adyen.com/en_GBView FCA registration
DGM Agility provides white label account information services within its dedicated software-as-a-service (SaaS) secure environment. We also provide regulated hosting of applications for businesses who want to outsource the regulated element of their solution. https://www.dgmagility.com View FCA registration
Revolut provides banking and payment services. It offers multi-currency cards and a mobile app that includes currency exchange. See UK entity. https://www.revolut.com/en-LT/ Regulated in Lithuania
Credit Passport® by CRIF RealTime offers a comprehensive credit risk assessment for SMEs – available direct to businesses and via API. See UK entity Regulated in Ireland
GoCardless provides direct bank payment solutions, using open banking for connectivity, instant bank payments and access to bank account data. See UK entity Company registration (France) Regulated in France
Token is an open banking infrastructure provider enabling payment providers to efficiently launch and scale with open banking payments. See UK entity Company registration (Germany) Regulated in Germany
Apple Pay – Connected Accounts uses open banking capability to enrich the Apple Pay experience by providing users timely and relevant information for their purchases, easily accessible in-Wallet. It helps users live healthier financial lives by making it easier and more convenient to make informed decisions and increase their confidence when making a transaction. In addition to up-to-date debit and credit card balances and rich transaction history, users have up-to-date debit card balances when checking out with Apple Pay online or in-Apps. View FCA registration
TrueLayer is an open banking payments network, providing real-time bank payments, data and identity APIs across the UK and Europe. See UK entity. Regulated as a payment institution in Ireland
Connect to thousands of banks across 19 countries in minutes through Yapily’s open banking API. Access data, process payments, and much more. See UK entity View company details (Lithuania) View regulatory registration (Lithuania)
dwins GmbH is a Frankfurt-based fintech established in 2015. Its Finanzguru is an individual financial assistant that automatically recognises potential savings opportunities for its customers and offers a convenient overview of the customer’s own contracts and finances. https://finanzguru.de/ Regulated in Germany
Klarna offers products and services to consumers and retailers within payments, social shopping, and personal finances. See Klarna Kosma. https://www.klarna.com/uk/ View FCA registration
We offer flexible banking solutions for start-up firms, scale-ups, growth businesses, investors and businesses looking to make an initial public offering (IPO). https://www.hsbcinnovationbanking.com/ View FCA registration
PayPal is a leading fintech company, serving more than 330 million consumers and merchants in more than 200 markets worldwide. The US company operates an online payments system in most countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as cheques. www.paypal.com/uk View FCA registration
Nikulipe is a fintech company that creates and connects local payment methods to access fast-growing and emerging markets. http://www.nikulipe.com Nikulipe holds a license as Payment Initiation Service Provider (PISP), Account Information Service Provider (AISP) and Electronic Money Institution by the Central Bank of the Republic of Lithuania.
Bondsmith is a provider of digital cash management solutions. We offer deposit aggregation by partnering with multiple banks to provide savings products through a single channel. https://www.bondsmith.com/ View FCA registration
Our end-to-end open finance platform helps financial institutions, fintech, and software vendors to access financial data and documents to streamline the onboarding of customers, facilitate credit decisions, and make instant billing and payments. www.powens.com View FCA registration (This firm is in the UK’s financial services contracts regime for EEA-based firms that previously passported into the UK.) Formerly Budget Insight
Finqware is a treasury automation platform for multi-entity, cross-border organisations, providing real-time cash management, payments, collections and reporting via open banking. https://finqware.com Finqware SRL payment institution is authorised and supervised by the National Bank of Romania.
Online Payment Platform offers everything your platform needs to process payments. https://onlinepaymentplatform.com/ Online Payment Platform B.V. has a license as a payment provider at the Dutch Central Bank (DNB), certified by Currence as a Collective Payment Service Provider (CPSP) for the purpose of facilitating iDEAL transactions. Formerly MediaMedics B.V.
See all your financial accounts in one place to help manage and grow your wealth. Connect over 100 different accounts including bank accounts, savings, loans, investments, pensions and more. View your net worth and see a breakdown of your assets and liabilities. Monument.co VIew FCA registration
FinanceKey provides seamless integrations via modern APIs, real-time cash visibility and a centralised payment hub for enterprises to drive digital finance transformation. FinanceKey leverages open banking APIs for reporting and payments. Financekey.com FinanceKey is a registered Account Information Service Provider (AISP) and operates under the supervision of the Finnish Financial Supervisory Authority (FSA).
Fondy is a one-stop payment solution for cross-border commerce, marketplaces and platforms that enables them to move money without friction. Empowering businesses to seamlessly accept money and make payouts in the currency of their choice, with our tailor-made payment flow harmonising the entire journey from outgoing payments to incoming along with all the intricacies in between. Fondy.io.gb FCA registration
Pomelo Pay leverages open banking to offer efficient, secure transactions for businesses. By integrating with financial institutions through open APIs, Pomelo also enables businesses to authenticate and confirm their account details swiftly during the sign-up process, the need for manual verification, making the process seamless and straightforward. These open banking connections allow businesses to receive instant payments directly into their bank accounts. Open banking’s real-time payment processing capability reduces waiting times, streamlining cash flow for businesses. The transparency of open banking also adds an extra layer of security, helping to prevent fraud and enhance trust among Pomelo Pay’s users. View FCA Registration www.pomelopay.com Formerly Appfleet
Fumopay is an authorised payment institution that provides an open banking API payment platform supporting multi-channel payments. As an account information services provider (AISP) and payment initiation service provider (PISP), fumopay provides an API payment platform to support online, in-store, in-app and in-person ‘Pay by Bank’ payment services. Fumopay is integrated with a number of leading accounting and electronic point of sale (ePOS) solutions, and supports both Pay by Bank and variable recurring payments (VRPs). Fumopay can also be provided as a white label payment service. fumopay.com View FCA registration
Qwist is a pioneer in open banking and finance, dedicated to enabling our customer base to drive business value based on data. Qwist utilises new data sources and goes beyond traditional PSD2 APIs and basic categorisation, providing connectivity and enrichment services that are adaptable to evolving regulations. Our full-stack platform enables clients to compliantly access financial transaction data, and enrich it with analytics tools. As a market leader in Germany, Austria, Spain, and Portugal, we serve top-tier banks, leading e-commerce players, innovative fintechs, and other digital businesses and empower them to unlock the value of their data. Qwist is a regulated payment institution under the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz – ZAG) and offers seamless solutions for business expansion and risk mitigation through intelligent automation. Qwist.com Regulated in Germany
The state-owned NS&I (National Savings and Investments) is one of the largest savings organisations in the UK. It offers a range of savings and investments products, including easy access savings accounts, bonds, ISAs and premium bonds. Nsandi.com View FCA registration
Open Payments connects you to multiple banks through one unified API. This removes the complexity and frictions of diverse integrations. https//www.openpayments.io View registration (Sweden)