We are a financial solutions provider dedicated to global corporates and institutions operating internationally. We blend expertise with cutting-edge technologies to solve complex problems across three key areas: FX risk management, global accounts and mass payments. Alphagroup.com View FCA registration
Nordea is a universal bank with a 200-year history of supporting the Nordic economies. It offers banking services for personal customers, SMEs and corporate customers. https://www.nordea.com/en Nordea is regulated by the Finnish Financial Supervisory Authority.
Rapid Transfer is an instant bank transfer payment option which is part of the Paysafe Group. Using Rapid Transfer allows you to instantly deposit money from your bank account using your bank credentials directly to your Skrill or Neteller wallet. Rapid Transfer is a secure online payment method: you benefit from all the existing high-security standards that your bank offers. The security mechanisms of your bank and the required authentication protect you from fraud. Your online banking details are never stored and remain fully encrypted by your bank. Skrill.com/en/rapid-transfer View FCA registration
A key aspect of accounting for business activity is reconciling credit and debit transactions from bank accounts to accounting records within the Xero platform. Xero bank feeds allow connections to your bank so your bank transactions flow effortlessly into your Xero account each business day. Open banking extends the bank feed coverage that Xero users already enjoy and moves users towards a fully digital experience at no additional cost to their subscription. xero.com View FCA registration
JPMorgan in the UK provides investment banking, commercial banking, payment solutions and platforms, and institutional investments. https://www.jpmorgan.com/GB/en/about-us View FCA registration
Plaid is a data network powering the fintech tools that consumers have come to rely on to live healthier financial lives. Digital financial services like Betterment, Coinbase, Emma and Venmo use Plaid to make it easy for their customers to connect to their bank and investment accounts, regardless of where they bank. The company is headquartered in San Francisco and operates in the US, Canada and the UK. plaid.com View FCA registration
Cashfac Virtual Bank Technology (VBT) Delivered direct-to-customer and distributed globally via bank partners, Cashfac’s VBT platform is a widely-deployed virtual accounts solution. It is relied upon by banks, financial institutions, corporate and public-sector organisations with the aim of improving the productivity, visibility, automation and regulatory compliance of their cash management operations. cashfac.com SlideBy SlideBy is Cashfac’s free bank-connected cash flow forecasting app for iPhone and iPad. By adding cash flow to the bank account, SlideBy aims to gives businesses a complete view of past, current and future bank balances and transactions, helping them to manage the day-to-day customer and supplier payments central to their cash forecast. slideby.com View FCA registration
Smartbill finds and cancels unwanted subscriptions and automatically tracks contract renewals to help you lower your bills. https://smart-bill.co.uk/ View FCA registration
Reflow is on a mission to power payments innovation for customers and businesses alike to enable them to thrive in a secure, reliable and evolving financial ecosystem. Reflow offers direct-to-bank payments, powered by open banking, providing instant settlement and improved cashflow for businesses along with great customer experience. Pay from bank account Reflow’s bank-to-bank payments product allows online as well as in-store payments using payment links and QR codes. Reflow.zone View FCA registration Bill pay Reflow’s innovation in recurring and subscription payments, provides flexibility on how to pay, request extension on due dates, pay in full or in parts.
Tink’s open banking platform enables banks, fintechs and start-ups across Europe to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 2,500 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink’s employees serve 14 European markets out of 12 offices. tink.com View FCA registration
Ecospend, a Trustly company, is the UK’s market leader in open banking technology. As the sole open banking provider to HMRC and other government departments, our acclaimed ‘Pay by Bank’ has processed over £16bn in payments, solidifying our position as the most robust supplier of instant and secure account-to-account payments. Serving diverse industries and blue-chip brands, Ecospend offers standardised and customisable open banking solutions covering both Payment Initiation Services (PIS) and Account Information Services (AIS). Since becoming a subsidiary of Trustly Group AB, Ecospend now offers a compelling set of open banking solutions worldwide. ecospend.com View FCA registration
LendingMetrics (trading name of Perfect Data Solutions LTD), a leader in the automated decision technology field, presents OpenBankVision; a revolutionary platform that provides machine readable fully categorised bank statement data in real-time. Through the consumer-facing brand oohMoolah, clients can take advantage of multiple types of search data: Fresh – data from a consumer authorised search, Refresh – API call made to update the data from a fresh search, Gather – matching consumer data provided in an API with consumer tokens we have permission to use and Snapshot – matching consumer data with existing statement data. LendingMetrics also provides a categorisation and enhancement service from client-supplied sourced statement data. lendingmetrics.com View FCA registration
QuickFile is a simple, intuitive online accounting platform for UK based freelancers, contractors and small businesses. We provide full support for VAT, automated bank feeds, professional invoicing, expense management, coupled with comprehensive reporting tools and many useful integrations. QuickFile is simple to use with minimal experience. We provide a free tier for small to medium sized accounts. For accountants and bookkeepers we also provide the depth of features and reports required to deliver a full end-to-end accounting service at very competitive rates. quickfile.co.uk View FCA registration
Wise Payments makes sending money overseas cheaper, using the real exchange rate, so there’s no hidden rate mark-up and you pay a transparent fee. Our borderless account lets you manage money in dozens of currencies, get local bank details in many different countries, and spend your money all over the world without bad exchange rates or bank fees. wise.com View FCA registration
Pay with Bank transfer is a new payment method powered by American Express Payment Services Limited, an authorised provider of the payment initiation service (PIS). This service allows customers to pay for any purchase made on a website directly from their bank’s current account to the business’s bank account. American Express powers the connection between the website and the bank by using the open banking platform, enabling a customer to log-in to their online bank account, check their amount balance and confirm the bank transfer. americanexpress.com View FCA registration
9 Spokes is a global platform which aims to help banks to power their SME ecosystem and drive engagement, loyalty and revenue growth within their business base. The platform provides SME users with rich insights into their business, from cash flow and sales through to digital marketing performance, by integrating data from their business software apps into a single smart dashboard using widgets. 9 Spokes offers open banking widgets which utilise APIs to provide users visibility of their bank account directly from their dashboard. The platform can be provided on a ‘white label’ basis allowing a bank to go to market under its own brand. 9spokes.com View FCA registration
Barclays is a British universal bank. Our businesses include consumer banking, as well as a global corporate and investment bank. https://home.barclays/ View FCA registration
HSBC Bank UK offers personal and business banking, and a range of other financial services including loans, insurance and investments. It is a wholly-owned subsidiary of the HSBC Group. https://www.hsbc.co.uk/ View FCA registration
Trustly was launched in 2008 and has grown rapidly over the past 16 years to become a global player in open banking payment solutions. With a mission to make online payments as seamless as possible, Trustly offers an innovative payment platform, bridging the gap between consumers and merchants. Its technology ensures that transactions are processed in real time, providing both speed and security for all parties involved. Built with Open Banking Technology – which allows third-party services to access banking information securely – Trustly can bypass the delays caused by the multiple intermediaries in the card-payments chain. That can mean faster settlement of funds, and instant refunds. Trustly’s dedication to revolutionising the payments industry is reflected in its partnerships with major brands such as PayPal, eBay, and Hargreaves Lansdown. To date, Trustly has shaped the performance and experience of payments for over 9,000 merchants in 30+ markets, connecting them to 650+ million consumers through 12,000 banks. www.trustly.com/en-GB View registration (registered in Sweden) You may be interested in TSPs that help ASPSPs Yapily Download Accountancy and Tax Fumopay business Download TSPs that help ASPSPs Tink Download TSPs that help ASPSPs Oolys Download TSPs that help ASPSPs Fiorano Download TSPs that help ASPSPs Monily Download
You may be interested in TSPs that help ASPSPs Yapily Download Accountancy and Tax Fumopay business Download TSPs that help ASPSPs Tink Download TSPs that help ASPSPs Oolys Download TSPs that help ASPSPs Fiorano Download TSPs that help ASPSPs Monily Download
Bottomline is a trusted SaaS provider with a heritage in domestic and international payment solutions. We enable banks and businesses of all sizes across all industries, to simplify and manage their operations and end user solutions securely, so they can focus on what matters most – the growth of their business. Our Open Banking investments are ready under a subscription model to save you time and money. We bring real-time data and payments to our customers across receivables, cashflow visibility to account-to-account payments, auto-reconciliation and speedier onboarding processes. bottomline.com/uk View FCA registration
Over 150,000 customers use FreeAgent to send invoices, manage their expenses and keep an eye on their cashflow, while time-saving automation features and a personalised tax timeline help them stay on top of their finances. Using open banking bank feeds, customers can automatically and securely import all of their business transactions into their FreeAgent account. There’s also a dedicated mobile app to help take care of business on the go, and it’s easy to work with an accountant or bookkeeper. FreeAgent.com View FCA registration
Pollen’s enterprise software enables businesses to programatically make and receive real-time payments directly to/from their bank, on time, in the UK and around the world. Pay, get paid and connect through Pollen. pollentechnologies.com View FCA registration
Modulr’s mission is to make payments an enabler of business growth, not a barrier. Modulr provides an alternative for corporate and business payment services through our API first platform. We allow businesses to automate and simplify integrations with core payment systems for collection and outbound payments. We provide instant and fully scheme connected accounts, payment activity tracking through the transaction lifecycle, rule-based automation and seamless data reconciliation. modulrfinance.com View FCA registration
Sage helps drive today’s business builders with a new generation of solutions to manage everything from money to people. Our social and mobile technology provides live information so you can make fast, informed decisions anytime, anywhere in the world. We support our business builders for life by offering choice, support, expertise, and innovation. Through open banking APIs we can enable the automation of large portions of manual transactional bookkeeping work with data flowing seamlessly from banks into accounting software – freeing up significant amounts of time as businesses drive to increase efficiency and productivity. sage.com View FCA registration
Money Dashboard is an account information service provider (AISP). Our app is available through www.moneydashboard.com and associated mobile applications, and it allows you to see all your online banking accounts in one place. It also analyses your account information to help you spend, save and borrow more efficiently. moneydashboard.com View FCA registration
Fire provides access to payment services, including open banking payments, accounts, bank transfers, FX, and debit cards. Our platform and licences enable businesses to automate payments, improve reconciliation, and enhance security. The Fire Payments API provides a single access point for payment acceptance, payouts, fund segregation, fee management, and expenses. Using a provider that offers more than open banking payment acceptance helps businesses manage risk, supplier relationships, and costs. Fire supports merchants and acquirers from open banking payment initiation right through to settlement, reconciliation, and refunds. The Fire Payments API can be integrated with customer-facing applications and back-office systems. www.fire.com View FCA registration View registration (registered in Ireland)
Emma is the app to manage all things money. Our mission is to empower millions of people to live a better financial life. Download Emma and use the power of Open Banking to see all your bank accounts in one place, set budgets, find and cancel wasteful subscriptions and monitor your financial health over time. emma-app.com View FCA registration
We are best known for helping you manage your credit score. We help consumers and businesses make smarter financial decisions using credit information. Open Banking gives us the opportunity to help you put your bank transaction data to good use in a safe and secure way. With our team at Runpath – a division of Experian – we can create a consolidated view of your credit score, your income and expenditure, assets and liabilities. Using data science, we then create a personalised view of your financial well-being. This information can be used to protect your identity and find finance that works for you. Organisations use it to create great customer experiences and better financial services. Experian is authorised and regulated by the FCA. View FCA registration experian.co.uk
Tail provides personalised card-linked cashback offers for Starling and Monzo customers. https://verve.cash/ View FCA registration
Flagstone’s cash deposit platform aims to enable customers to potentially earn more interest income from their cash in a scalable, safe way. Flagstone provides access to hundreds of deposit accounts through one single application. Through Open Banking, Flagstone is able to utilise its existing architecture to integrate fully with banks and aims to ensure the best possible rates and a seamless experience for our customers. flagstoneim.com View FCA registration