Unlocking the Everyday – EY Event Highlights

On 10 March 2026, industry leaders, policymakers and innovators came together for the launch of Unlocking the Everyday: The Value, Growth and Opportunity of Open Banking in the UK; new independent economic analysis commissioned by Open Banking Limited (OBL) and with analysis completed by EY. The morning brought together a full room of ecosystem partners to explore the real‑world impact open banking is already delivering across the UK, and the opportunities ahead as adoption continues to grow.

Welcome and opening address

Christopher Woolard CBE, Partner and Chair at EY Global Regulatory Network, welcomed attendees and set the scene for the morning.

Opening remarks

David Burton‑Sampson MP, Co‑Chair of the Open Finance and Payments APPG, reflected on the importance of innovation, inclusive growth and the UK’s evolving smart data landscape.

Introduction

Rt Hon John Glen MP, Independent Non‑Executive Director at Open Banking Limited, introduced the analysis and its relevance to the UK’s economic ambition.

Overview of the report

Tom Bull, Partner and Head of FinTech Growth at EY and Nick Davey, Head of Strategy at OBL provided an overview of the findings, including the tangible benefits already visible today and the projected impact over the next five years

Panel discussion: Open banking and economic impact – evidence, execution and next steps 

Moderated by Alex Roy, Director of Regulatory Insights at EY, the panel explored how open banking is improving financial management for consumers and SMEs, where adoption is accelerating, and what is needed to unlock the next wave of opportunity. Contributors included:

Henk Van Hulle, CEO, Open Banking Limited, Ghela Boskovich, Head of Europe, Smart Data and Technology Alliance (SDATA) and Phillip Mind, Director, Digital Technology and Innovation, UK Finance

Closing remarks

Tom Bull closed the session with final reflections before further networking.